Frequently asked questions & answers
Secured personal car loan where the financier lends you the funds to buy a vehicle for your personal use, and the vehicle is taken as security against the loan (encumbered). You do not fully own the vehicle until the personal car loan is paid out in full. Speak to our Personal Car Loan Specialists on 1300 665 906 or apply for a personal car loan today – it’s obligation free.
Getting pre-approved for a tradesman loan puts you under no obligation. Our team will do all the hard work for you to provide you with the best trade loan offers on the market today to save you money – then you get to make the final decision on which tradesman loan is right for you. Once you have your tradesman finance pre-approved, you’ll be able to make a decision on what you’d like to do next. Fox Finance Group offers fast approval turnaround times, and is proficient in obtaining loans for clients working in a trade. Call us today to discuss your next trade loan on 1300 665 906, or have us call you!
An unsecured personal car finance is where a financier lends you the funds to buy a vehicle for your personal use. You will make regular repayments over the loan term. For this type of loan, you will own the vehicle outright from the date of purchase, as the vehicle is not secured (encumbered) to the loan.
Car loan pre-approval gives you a clear borrowing limit before you start shopping. Lenders review your income and expenses to provide a maximum amount you can borrow, helping you buy with confidence.
Debt consolidation finance allows you to combine multiple debts, such as credit cards and personal loans, into a single, manageable loan. Instead of dealing with different repayments, interest rates, and due dates, you’ll have just one regular repayment, often at a lower interest rate.
This approach can help ease repayment pressure, save money on interest, and provide a clearer path to becoming debt-free. The rate and repayment plan will depend on your financial situation and lending profile, but the goal is always to simplify your finances and improve cash flow.
It combines multiple due dates and interest rates into one predictable repayment and a single interest rate, making budgeting easier and reducing the risk of missed payments.
When you get a jet ski loan, the lender provides you with the funds to purchase the jet ski. For a secured jet ski loan, the lender will take security of the jet ski as shown on a PPSR until the loan is repaid in full.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the jet ski. It’s important that you understand what fees and charges are included as part of your loan – speak with your Lending Specialist for more details on this.
Once your final payment is made, you will own your jet ski outright and the lender will lift their encumberance.
When you get a motorcycle loan, the lender provides you with the funds to purchase the motorbike. For a secured motorcycle loan, the lender will take security of the vehicle as shown on a PPSR until the loan is repaid in full.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the motorcycle. It’s important that you understand what fees and charges are included as part of your loan – speak with your motorcycle Lending Specialist for more details on this on 1300 665 906.
A high credit score signals reliability, which helps lenders offer better loan terms and lower interest rates. If your score is lower, lenders may treat you as higher risk, which may lead to higher rates or more limited borrowing options.
When you get a personal loan, the lender provides you with the funds to purchase the vehicle for example. For a secured personal loan, the lender will take the security of the vehicle as shown on a PPSR until the loan is repaid in full.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the personal. It’s important that you understand what fees and charges are included as part of your loan – speak with your Lending Specialist for more details on this.
Once your final payment is made, you will own your vehicle outright and the lender will lift their encumbrance.
