Car Loan Refinance
27 Apr
Today's
Best Rate
Car Loan Rates From 6.24% Fixed
With A low 7.26% Comparison
Doctors Loan Australia

Is Now a Good Time to
Refinance Your Car Loan?

With the constant fluctuation of interest rates, you will always gain something from revisiting your car loan options. We will research all options to compare the benefits of refinancing your car loan today.

Our job as your dedicated Car Refinance Lending Specialist is to find and tailor the best car refinance loan solutions at the lowest rates and repayments available on the market today. We have over 50 different lenders on our panel all eager to offer their product, so rest assured that you have come to the right place.

Refinancing your current car loan, whether dealership or private sale, is often beneficial to reduce either repayments, interest, or both. In some instances, the option to reduce your loan term may be available too, meaning your finance would be paid off sooner by switching loan products.

Whether you are looking at the possibility of refinancing your car, caravan, bike or personal loan, Fox Finance Group has access to a wide range of lenders with extremely competitive rates.

How does car loan  refinancing work?

How does car loan refinancing work?

Making the decision to refinance your car loan can be overwhelming if you have not done this before. Our job is to step you through the process and help you compare all car loan refinance options. We then present you with the very best loan options available before proceeding to set up your loan pre-approval.

Our car loan refinance process costs you nothing and commits you to nothing until you are ready to proceed. We do this so you can have the confidence in knowing how much you can save before committing to anything. With our process, you stay in control and you make the final decision to proceed before anything is finalised. Apply now for a fast car loan refinance with the help of a Lending Specialist at Fox Finance Group.

Why should I  refinance my car loan?

Why should I refinance my car loan?

Lower Interest Rates: If interest rates have changed since you first took out your car loan, refinancing can help you save money by securing a lower interest rate. A lower interest rate can significantly reduce the total amount of interest you pay over the life of the loan.

Lower Monthly Payments: Refinancing your car loan can also help you lower your monthly repayments, making your car loan more affordable. This can be particularly helpful if your financial situation has changed, and you need to reduce your expenses, or are looking to save money overall.

Change in Credit Score: If your credit score has improved since you took out your car loan, you may be eligible for a lower interest rate, and therefore, lower monthly repayments.

Change in Lenders: If you're unhappy with your current lender, refinancing allows you to switch to a different lender that offers better terms, lower interest rates, or a different customer experience.

Apply to refinance your Car Loan

Car Finance Options

car loans
Secured Car Loans

Low Rate Secured Car Loan Specialists

A secured car loan is a type of loan used to purchase a vehicle where the loan is secured against the car itself. This means that the lender holds the car as collateral until the loan is fully repaid.

The car being purchased is used as security for the loan, which means that if the borrower defaults on the loan, the lender has the right to repossess the vehicle to recover the outstanding debt. Because the loan is secured, the interest rates on a secured car loan are generally lower than those for an unsecured loan.

Apply for a car loan

car loans
Business Car Loans

Get the Best Business Car Finance

A business car loan is a facility used to fund the purchase of a vehicle for business purposes. The type of vehicle can vary in make and model, depending on the type of business it will be operating for. This product can best suit business owners, self-employed applicants with a valid ABN, or company managers and directors. There are several options available in this category of loans including Low Doc Car Loans, No Doc Car Loans, Truck Loans, Transport & Equipment Loans and more.

At Fox Finance Group, we’re committed to providing outstanding customer service and treating each customer with respect and integrity. We understand that finding a business car loan can be time consuming, which is why we’ll do all of the legwork for you. We can help you find business car finance that fits your budget and enables you to get the business vehicle you need.

Apply for a car loan

car loans
Classic Car Loans

Let us Help You Get the Best Classic Car Finance Today!

We’re the Classic Car Finance experts! We get your passion for old school! We have been helping our clients with low rate classic car finance since 2006. The knowledge and expertise that we have gained over the years allows us to fully understand your passion and just about every model car thrown our way. We can also help you finance your new pride and joy whether you are buying from a classic car dealer, or a private seller.

Apply for a car loan

car loans
Bad Credit Car Loans

Bad Credit Car Loans Made Simple

Fox Finance Group takes pride in our extensive knowledge of lending to all varieties of client profiles. We understand that people experience unexpected events that may affect their credit score. Through our strong product knowledge, and relationships we have built with lenders, we have the ability to negotiate and compare the best options suited to your profile.  If you’d like to know how much you qualify for before proceeding, we can discuss obtaining a pre-approval for you, which will entail all details of your loan before you commit to settlement. This is an obligation free service that we provide our customers.

Apply for a bad credit car loan

car loans
Private Sale Car Loans

Private Sale Car Loans Made Simple

If you have just found your next sedan, 4WD, ute, hatch, or any other vehicle privately and you need some finance to purchase it, we’d love to help. Our knowledge and expertise in private sale car loans is demonstrated through our streamlined customer process. We make all arrangements for you with the private seller, all you’ll have to do is negotiate a price! This is an obligation free service that we provide our customers.

Apply for a car loan
Apply for car loan

5 Simple Steps To Getting Your Car Loan

  • 1. Apply
    1. Apply

    Provide some details about yourself, your loan objectives, and the car you want to buy.

  •  2. Speak to an expert
    2. Speak to an expert

    Our car loan Lending Specialists will run through all of the finer details to get your vehicle finance underway.

  • 3. Get pre-approved for your car
    3. Get pre-approved for your car

    We'll get you approved with the lender best suited to your individual profile. You'll be able to go car shopping, knowing exactly what you can purchase!

  • 4. Sign your loan contracts
    4. Sign your loan contracts

    Once everything is verified, we'll walk you through a simple contract signing process.

  • 5. Get your new car!
    5. Get your new car!

    We'll communicate with your lender through the entire settlement process. You'll know exactly when you can pick up the new car!

5 Simple Steps To Getting Your Car Loan

What Our Clients Say

Why Choose Fox Finance Group?

Questions about refinancing your car loan?

Apply Now