No Doc Car Loans
22 Apr
Best Rate
Business Loans From 6.55% Fixed
With A low 8.0% Comparison
Doctors Loan Australia

No Doc Car Loans
with Flexible Repayment Options

A No Doc Car Loan is a financing option that allows individuals or businesses to secure a car loan without providing extensive documentation of income or financial statements typically required for traditional car loan applications.

Unlike standard car loans that require borrowers to submit detailed financial documentation, a No Doc Car Loan streamlines the application process by eliminating the need for such documentation. Instead, lenders offering No Doc Car Loans consider other factors, such as credit history, down payment, and the value of the car being financed.

Features of No Doc Car Loan often include:

  • Limited Documentation: As the name suggests, a No Doc Car Loan requires minimal documentation compared to traditional loans. Borrowers are not required to provide tax returns, pay stubs, or bank statements to verify income or financial details.
  • Creditworthiness: No Doc Car Loans place a greater emphasis on creditworthiness. Lenders assess the borrower's credit history and score to determine eligibility and loan terms. A strong credit history can increase the chances of approval and may result in more favourable interest rates.
  • Deposit and Loan-to-Value Ratio (LVR): Lenders offering No Doc Car Loans may require a higher down payment and set a lower loan-to-value ratio. This helps mitigate the risk associated with limited documentation and provides additional security for the loan.
  • Loan Term and Repayment: No Doc Car Loans typically have similar loan terms and repayment options as traditional car loans. Borrowers can choose the repayment schedule that best suits their financial situation.


The team at Fox Finance Group have access to a broad network of financial institutions, which allows us to offer you a wider range of options and increase the likelihood of finding a suitable no doc car loan.

By leveraging our knowledge, network, and expertise, our lending brokers simplify the loan search process, increase access to specialised lenders, and provide valuable guidance to anyone in Australia seeking No Doc Car Loans. We are your trusted advisors, ensuring you make informed decisions and secure the most suitable financing option for your car purchase.

Am I elibile for a No Doc Car Loan in Australia?

Am I elibile for a No Doc Car Loan in Australia?

Eligibility for a No Doc Car Loan in Australia depends on several factors, and while each lender may have specific requirements, here are some general considerations:

  • Self-Employment or Limited Documentation: No Doc Car Loans are typically designed for self-employed individuals or those with limited documentation, such as freelancers or contractors, who may not have traditional income proof like tax returns or payslips.
  • Creditworthiness: Lenders assess your credit history and credit score to evaluate your creditworthiness. While No Doc Car Loans are available to borrowers with various credit profiles, having a positive credit history may increase your chances of approval and result in more favourable loan terms.
  • Loan Deposits: Most lenders offering No Doc Car Loans require a deposit to mitigate the risk associated with limited documentation. The deposit amount may vary, but having funds available for a down payment improves your eligibility.
  • Loan-to-Value Ratio (LVR): Lenders consider the Loan-to-Value Ratio, which is the loan amount compared to the value of the car. Typically, a lower LVR improves your chances of approval, and it may also affect the interest rate offered.
  • Stable Income: While No Doc Car Loans may not require traditional income documentation, lenders still assess your ability to repay the loan. You may need to provide alternative documentation, such as bank statements or other financial records, to demonstrate a stable income stream.


Working with a lending broker from Fox Finance Group can also be beneficial. We have expertise in navigating the lending landscape and can guide you through the application process, connecting you with lenders who offer No Doc Car Loans and best align with your requirements.

Let Us Find Your Next No Doc Car Loan

Let Us Find Your Next No Doc Car Loan

The team at Fox Finance Group are No Doc Car Loan experts. We offer:


  • Tailored Guidance: Our car loan brokers have in-depth knowledge of the lending landscape and can guide you through the complexities of obtaining a No Doc Car Loan. We assess each customer's unique financial situation, credit history, and loan requirements to provide personalised recommendations and guidance throughout the loan application process.
  • Streamlined Application Process: Applying for a No Doc Car Loan can be daunting for anyone, especially if you are unfamiliar with the requirements. Our expert team simplifies the process by assisting you with paperwork, documentation, and ensuring all necessary information is properly provided to the lender. This streamlines the application process and reduces the chances of errors or omissions.
  • Access to Specialised Lenders: Fox Finance Group work with lenders who specialise in providing loans to borrowers with limited documentation. We have knowledge of which lenders are more receptive to such applications and can connect you with the right lenders who are more likely to approve your loan request.
  • Negotiation and Competitive Rates: Our car finance brokers negotiate with lenders on behalf of you to secure the most favourable terms and competitive interest rates for your No Doc Car Loan. They leverage their industry relationships to advocate for the best possible car loan options, saving you time and effort in searching for the most suitable deals.
  • Continued Support: Even after securing a No Doc Car Loan, our lending brokers will continue to support you by providing ongoing assistance. We can help you navigate loan terms, understand repayment schedules, and address any concerns or issues that may arise during the loan tenure.


Are you in need of a No Doc Car Loan? Our lending experts are here to help you secure the financing you need without the hassle of extensive documentation. With our wide network of specialised lenders, we can find the best loan options tailored to your unique circumstances. Don't let limited documentation hold you back—take the first step towards getting your dream car by contacting us today.

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Car Finance Options

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Secured Car Loans

Low Rate Secured Car Loan Specialists

A secured car loan is a type of loan used to purchase a vehicle where the loan is secured against the car itself. This means that the lender holds the car as collateral until the loan is fully repaid.

The car being purchased is used as security for the loan, which means that if the borrower defaults on the loan, the lender has the right to repossess the vehicle to recover the outstanding debt. Because the loan is secured, the interest rates on a secured car loan are generally lower than those for an unsecured loan.

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Business Car Loans

Get the Best Business Car Finance

A business car loan is a facility used to fund the purchase of a vehicle for business purposes. The type of vehicle can vary in make and model, depending on the type of business it will be operating for. This product can best suit business owners, self-employed applicants with a valid ABN, or company managers and directors. There are several options available in this category of loans including Low Doc Car Loans, No Doc Car Loans, Truck Loans, Transport & Equipment Loans and more.

At Fox Finance Group, we’re committed to providing outstanding customer service and treating each customer with respect and integrity. We understand that finding a business car loan can be time consuming, which is why we’ll do all of the legwork for you. We can help you find business car finance that fits your budget and enables you to get the business vehicle you need.

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Classic Car Loans

Let us Help You Get the Best Classic Car Finance Today!

We’re the Classic Car Finance experts! We get your passion for old school! We have been helping our clients with low rate classic car finance since 2006. The knowledge and expertise that we have gained over the years allows us to fully understand your passion and just about every model car thrown our way. We can also help you finance your new pride and joy whether you are buying from a classic car dealer, or a private seller.

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Bad Credit Car Loans

Bad Credit Car Loans Made Simple

Fox Finance Group takes pride in our extensive knowledge of lending to all varieties of client profiles. We understand that people experience unexpected events that may affect their credit score. Through our strong product knowledge, and relationships we have built with lenders, we have the ability to negotiate and compare the best options suited to your profile.  If you’d like to know how much you qualify for before proceeding, we can discuss obtaining a pre-approval for you, which will entail all details of your loan before you commit to settlement. This is an obligation free service that we provide our customers.

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car loans
Private Sale Car Loans

Private Sale Car Loans Made Simple

If you have just found your next sedan, 4WD, ute, hatch, or any other vehicle privately and you need some finance to purchase it, we’d love to help. Our knowledge and expertise in private sale car loans is demonstrated through our streamlined customer process. We make all arrangements for you with the private seller, all you’ll have to do is negotiate a price! This is an obligation free service that we provide our customers.

Apply for a car loan
Apply for car loan

5 Simple Steps To Getting Your Car Loan

  • 1. Apply
    1. Apply

    Provide some details about yourself, your loan objectives, and the car you want to buy.

  •  2. Speak to an expert
    2. Speak to an expert

    Our car loan Lending Specialists will run through all of the finer details to get your vehicle finance underway.

  • 3. Get pre-approved for your car
    3. Get pre-approved for your car

    We'll get you approved with the lender best suited to your individual profile. You'll be able to go car shopping, knowing exactly what you can purchase!

  • 4. Sign your loan contracts
    4. Sign your loan contracts

    Once everything is verified, we'll walk you through a simple contract signing process.

  • 5. Get your new car!
    5. Get your new car!

    We'll communicate with your lender through the entire settlement process. You'll know exactly when you can pick up the new car!

5 Simple Steps To Getting Your Car Loan

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