Yes. We can help customers that prefer to buy their car privately, in fact this is what we do all day everyday. We can also help with Dealer, auction and re-financing your current loan into a lower interest rate and repayment. Call us today before buying your new car privately and we’ll see what we can do about helping you get your loan pre-approved so you have your money ready to go when you find your new pride and joy.
Vehicle finance helps you acquire the car you want without having to save the money over a longer period of time. This allows you to keep your hard earned savings in the bank for other items that don’t depreciate in value. This helps with your personal cashflow, by being able to pay off the vehicle in manageable instalments (weekly, fortnightly, or monthly) to suit your budget. For business owners, this can also be a tax-deductible expense. For an obligation free quote, please call us today!
Our pre-approval process costs you nothing and commits you to nothing. You are in control of the process the whole way. It is important to note that there is No Fee if Fox Finance Group isn’t able get a suitable approval for you or you decide not to proceed with our loan approval offer.
Once you accept a loan offer, there is a once off fee for our service that is called commonly called a brokerage fee. Like any other service business, we have this fee to pay our highly talented team members to get you the very best loan options on the market. Most clients opt to have this cost financed as part of their overall loan, which means that you have no initial cash outlay prior to your first repayment. This fee can vary based on the complexity and amount of the loan so please feel free to contact us to get an exact quote for your scenario.
The good news is that some of our financiers don’t have any early termination fees. Fox Finance Group can arrange many different loans with many different financiers. However, some lenders do have an early payout penalty so it’s best to talk to one of our team about all your options. Rest assured that as part of our process, we will explain these and all other terms with you prior to you accepting our loan offer. Call us today for an obligation free chat.
Getting pre-approved for a personal car loan puts you under no obligation. Our team will do all the hard work for you to provide you with the best personal loan offers on the market today to save you money – then you get to make the final decision on which loan is right for you. Once you have your personal car finance pre-approved, visit dealerships, or purchase your next vehicle privately, with your finance already in place – confident that you already have maximum negotiating power!
secured personal car loan where the financier lends you the funds to buy a vehicle for your personal use, and the vehicle is taken as security against the loan (encumbered). You do not fully own the vehicle until the personal car loan is paid out in full. Speak to our Personal Car Loan Specialists on 1300 665 906 or apply for a personal car loan today – its obligation free.
When you get a personal loan, the lender provides you with the funds to purchase the vehicle for example. For a secured personal loan, the lender will take security of the vehicle as shown on a PPSR until the loan is repaid in full.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the personal. It’s important that you understand what fees and charges are included as part of your loan – speak with your Lending Specialist for more details on this.
Once your final payment is made, you will own your vehicle outright and the lender will lift their encumberance.
Our personal loan pre-approval process costs you nothing and commits you to nothing. We work hard for you to present you with the best personal loan options on the market today that will save you money – then you get to make the final decision on which loan is right for you.
A secured personal loan is a loan for which you offer the lender some sort of security, which is usually a vehicle with the same or higher value as the loan.
The alternative to a secured personal loan is an unsecured personal loan or personal loan where no security is required. Because this is more risky for the lender, unsecured loans can come with a higher interest rate over secured loans. Sometimes this can be balanced with the flexibility to payout your unsecured loan early without any early payout fees. Speak with your Fox Finance Group Lending Specialist about this for more information on how we can structure this for you.
As a finance broker we only win when you win, so we look at every possible legal way to obtain your loan from one of our many lenders. Personal lenders consider things such as:
Yes, in most cases personal loans will be unsecured. Interest rates for these can be either fixed or variable and are very competitive in today’s market. Personal loans can be used for: Holidays, Car Purchases, Jet Skis or Boats, Debt Consolidation, Home Renovations, Wedding Expenses, Furniture and more.
Yes. Secured personal loans can be used if you don’t qualify for an unsecured personal loan. Minimum secured personal loan is $5,000. (Classic, import, prestige vehicles, and older trucks will be considered). The finance will be secured by your vehicle giving the lender a high level of confidence in your willingness to repay the loan.
Being pre-approved for a caravan loan means that you can secure your leisure finance budget before you’ve decided what caravan to buy. Preapprovals empower you to know what you’re working with in terms of:
Once you have a pre-approval confirmation, you’re in a great position to visit local caravan dealers and go hard on locking in the best deal. Let our Caravan Lending Specialists guide you through the preapproval process. Call us, or apply now to fast track your enquiry.
Our online caravan finance application takes about 1 minute to complete.
Next, our Lending Specialists will connect with you within 1-2 hours of submitting your obligation-free online enquiry (Monday to Friday).
Once we receive your supporting documents, your dedicated Lending Specialist will submit your loan application to the best caravan lender for pre-approval, which can be confirmed in as little as 2 hours. However this can be dependent on several factors:
Preapprovals typically last from 60-90 days, but this can vary from lender to lender. Your Caravan Lending Specialist will advise you on the full process, simply call us to find out more – or apply now to fast track your enquiry.
Yes! The process pre-approval process is the same for new and used caravan – and we can help you get pre-approved for caravan finance from both private sellers and dealerships. To get the best rate available, reach out to your Caravan Finance Lending Specialists or apply for caravan finance pre-approval online – its obligation free.
The approval process is the same for all types of applicants. If you have the supporting information that lenders need, we’ll be able to submit your leisure loan application. We’re familiar with all lending scenarios to help find you the best leisure finance in the shortest possible turnaround time.
Yes, providing you can give us an idea of what you’re intending to purchase and an approximate amount that you’d likely be purchasing your new toy for. Getting pre-approved for any leisure asset is a great idea – as it will give you confidence and bargaining power with any dealership or private seller.
In some cases, we can have your loan pre-approved the same day, so get can get out there shopping with the peace of mind of knowing what your budgeted repayment is going to be. If you’d like a quick quote before proceeding, no problem, give us a call, it’s obligation free.
Your ideal caravan finance could allow you to establish a loan term based on your personal circumstances, so you have a manageable fixed repayment schedule. Our experienced team can discuss these options with you – e.g. balloon payments, early loan repayments, and much more. Reach out to us so we can help you find the best caravan loan option available, or simply give us a call.
The approval process is the same for all types of applicants. If you have the supporting information that lenders will require, we’ll be able to submit your application for a motorcycle loan. Our Motorcycle Lending Specialists are familiar with all lending scenarios to help find you the best bike loans in the shortest possible turnaround time.
We can help find you the best motorcycle finance deal whether you’re buying from a motorcycle dealership, from an auction or from a private seller. We can even help you to re-finance your existing bike loan. Please note that some used bikes may require an inspection prior to being financed. For obligation free advice, chat to one of our friendly Motorcycle Lending Specialists today by calling us.
We consistently monitor current interest rates in the market to be able to offer our customers the most competitive finance deals in Australia. However, interest rates offered may vary by several per cent depending on whether you are a high-risk or low-risk borrower. Call us to get your Obligation Free Quote now or apply online now to fast track the process.
That’s our job! Talk to one of our Motorcycle Lending Specialists, we will do all the hard work to compare available bike loan rates from our panel of approved lenders. We’ll find you the very best motorcycle loan available for your needs and circumstances. Call us now or apply for a bike loan now – its obligation free.
as a Financial Services Group helping customers Australia wide
of processed applications for everyday Australians and SME businesses
applications since 2006 and growing
Rated 5 out of 5 by our customers on Google