Frequently asked questions & answers
It’s Simple to apply for a Jet Ski loan and will take less than 2 minutes to get started.
You simply Click the green APPLY NOW button at the top right of our website.
In short, that’s our job. Talk to one of our 4WD finance Lending Specialists, we will do all the hard work to compare available car loan rates from our panel of approved lenders. We have access to literally hundreds of different loan products, so rest assured that we’ll find you the very best 4WD finance deal for your needs and circumstances. Call us on 1300 665 906 or apply now – its obligation free.
That’s our job! Talk to one of our Motorcycle Finance Lending Specialists, so we can do all the hard work for you, by comparing bike finance rates and options from our panel of 40+ approved lenders. We’ll find you the best motorcycle finance available for your needs and circumstances. Call us now or apply for motorcycle finance now – its obligation free.
That’s our job! Talk to one of our Motorcycle Lending Specialists, we will do all the hard work to compare available bike loan rates from our panel of approved lenders. We’ll find you the very best motorcycle loan available for your needs and circumstances. Call us now or apply for a bike loan now – its obligation free.
In short, finding the best business car finance rates is what we do every day and we love doing it. When you speak with one of our Business Car Finance Lending Specialists, we’ll take care of all the hard work for you, comparing options from our panel of approved lenders. Our goal is simple: to secure the most competitive finance deal tailored to your business needs and circumstances.
Simply talk to one of our Car finance Lending Specialists, we will do all the hard work to compare available car loan rates from our panel of approved lenders. We’ll find you the very best car finance deal for your needs and circumstances.
That’s where we come in. Our Car Re-Finance Lending Specialists do the hard work for you, comparing refinance rates from our panel of trusted lenders to find the best deal for your needs.
If you don’t understand which lenders are offering the best loan rates today, it pays to have someone in your corner helping you make this major financial decision. When comparing loans, three of the most important things to check are the interest rate, loan duration, and any additional fees charged by the lender.
The interest charged on your loan is essentially the cost of borrowing money from the lender, and a lower rate is generally favourable. However, this depends on the duration of the loan. Most of our customers tend to choose between five and seven year loan terms.
We’ve used our car loan repayment calculator for this example; let us say you are seeking a car loan for $20,000, and you have been presented with two loan options. The first is a five year car loan at 6.75%, and the second is a seven year car loan at 5.5%.
You might immediately assume that the lower interest rate is the best choice – but let us look at how the difference in loan duration can affect the amount of interest you will pay. If you choose the 5.5% interest rate over seven years, you will be making weekly repayments of $66.23 and a total of $4,106.88 in interest over the life of the loan.
However, if you select the higher interest rate of 6.75% over a five year term, you will repay $90.68 each week, with a total of $3,577.34 in interest – saving you $529.54 in interest and having you own your car 2 years earlier. Your decision may then come down to your ability to repay the higher repayment amount each week to take advantage of this saving of time and money.
Finally, remember to consider any additional fees, from application and loan establishment fees to administration and extra repayment charges. These can quickly add up and may even negate any savings you may have made by choosing a car loan with a higher rate but lower fees.
To avoid this, check the comparison rate for each loan you consider – this indicates the true cost of the loan by including both the interest rate, and any additional fees.
This can depend on many factors. Is the car in good condition? Is it rare or limited as collector’s item? Classic, vintage and muscle cars can vary in price from a few thousand dollars to hundreds of thousands of dollars. There are classic car specialists available who can assist with independent market valuations. Speak with us today, we’ll be happy to help.
Lenders want to see your current financial situation, including stable income and expenses shown in your bank statements. They care more about your present ability to repay your loan and not past credit issues.
