Frequently asked questions & answers
Once approved, you can access funds whenever your business needs them. As you repay what you’ve used, those funds become available again, making it an ongoing source of working capital rather than a one-time loan.
A commercial construction loan is progress drawn as the build progresses EG: a slab, frame completion etc. Whereas for commercial mortgages, you usually get the full amount upfront.
Our debt consolidation loan pre-approval process costs you nothing and commits you to nothing. We work hard for you to present you with the best debt consolidation loan options on the market today that will save you money – then you get to make the final decision on which loan is right for you.
A finance broker, especially one specialising in medical professionals like Fox Finance Group, simplifies the entire lending process for nurses. We act as your advocate, comparing hundreds of loan products from a wide range of lenders to find the one that best suits your needs.
We handle all the complexities, from paperwork and applications to negotiations, ensuring you get the most relevant and competitive finance options.
This saves you significant time and effort, allowing you to focus on your demanding profession while we secure optimal financial benefits for you.
Guarantors are responsible for paying back the “guaranteed loan” or the entire home loan if the borrowers cannot afford to make their loan repayments. The guarantor’s level of responsibility for the loan depends on the type of guarantee they are providing – for example a Limited Guarantee, or an Unlimited Guarantee. To be a Guarantor, the lender will consider your application in a similar way to the main parties to the loan. Generally speaking, it is usually a parent or close relative that would put their hand up to take on this responsibility.
Our jet ski loan pre-approval process costs you nothing and commits you to nothing. We work hard for you to present you with the best jet ski loan options on the market today that will save you money – then you get to make the final decision on which loan is right for you.
When you get a motorcycle loan, the lender provides you with the funds to purchase the motorbike. For a secured motorcycle loan, the lender will take security of the vehicle as shown on a PPSR until the loan is repaid in full.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the motorcycle. It’s important that you understand what fees and charges are included as part of your loan – speak with your motorcycle Lending Specialist for more details on this on 1300 665 906.
Getting a motorcycle loan pre-approval for our customers is something that we do all day every day. Getting a motorcycle loan pre-approval before you go shopping is a great idea, giving you bargaining power on the showroom floor or with the private seller. In some cases, we can have your car loan pre-approved the same day, so get can get out there shopping with the peace of mind of knowing what your budgeted repayment is going to be. If you’d like a quick quote before proceeding, no problem, call us now – its obligation free.
Getting pre-approved for a personal car loan puts you under no obligation. Our team will do all the hard work for you to provide you with the best personal loan offers on the market today to save you money – then you get to make the final decision on which loan is right for you. Once you have your personal car finance pre-approved, visit dealerships, or purchase your next vehicle privately, with your finance already in place – confident that you already have maximum negotiating power!
Our personal loan pre-approval process costs you nothing and commits you to nothing. We work hard for you to present you with the best personal loan options on the market today that will save you money – then you get to make the final decision on which loan is right for you.
A secured bad credit car loan is a type of loan where the vehicle you’re purchasing is used as collateral (also known as security) for the loan. This security reduces the lender’s risk, which often makes it easier for individuals with a low credit score to get approved.