Frequently asked questions & answers
Our personal loan pre-approval process costs you nothing and commits you to nothing. We work hard for you to present you with the best personal loan options on the market today that will save you money – then you get to make the final decision on which loan is right for you.
A secured bad credit car loan is a type of loan where the vehicle you’re purchasing is used as collateral (also known as security) for the loan. This security reduces the lender’s risk, which often makes it easier for individuals with a low credit score to get approved.
Secured personal car loan where the financier lends you the funds to buy a vehicle for your personal use, and the vehicle is taken as security against the loan (encumbered). You do not fully own the vehicle until the personal car loan is paid out in full. Speak to our Personal Car Loan Specialists on 1300 665 906 or apply for a personal car loan today – it’s obligation free.
Getting pre-approved for a tradesman loan puts you under no obligation. Our team will do all the hard work for you to provide you with the best trade loan offers on the market today to save you money – then you get to make the final decision on which tradesman loan is right for you. Once you have your tradesman finance pre-approved, you’ll be able to make a decision on what you’d like to do next. Fox Finance Group offers fast approval turnaround times, and is proficient in obtaining loans for clients working in a trade. Call us today to discuss your next trade loan on 1300 665 906, or have us call you!
An unsecured personal car finance is where a financier lends you the funds to buy a vehicle for your personal use. You will make regular repayments over the loan term. For this type of loan, you will own the vehicle outright from the date of purchase, as the vehicle is not secured (encumbered) to the loan.
When you get a debt consolidation loan, the lender provides you with the funds to payout your other loans so you are left with one repayment to manage.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the debt consolidation. It’s important that you understand what fees and charges are included as part of your loan – speak with your Lending Specialist for more details on this.
When you get a jet ski loan, the lender provides you with the funds to purchase the jet ski. For a secured jet ski loan, the lender will take security of the jet ski as shown on a PPSR until the loan is repaid in full.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the jet ski. It’s important that you understand what fees and charges are included as part of your loan – speak with your Lending Specialist for more details on this.
Once your final payment is made, you will own your jet ski outright and the lender will lift their encumberance.
When you get a motorcycle loan, the lender provides you with the funds to purchase the motorbike. For a secured motorcycle loan, the lender will take security of the vehicle as shown on a PPSR until the loan is repaid in full.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the motorcycle. It’s important that you understand what fees and charges are included as part of your loan – speak with your motorcycle Lending Specialist for more details on this on 1300 665 906.
When you get a personal loan, the lender provides you with the funds to purchase the vehicle for example. For a secured personal loan, the lender will take the security of the vehicle as shown on a PPSR until the loan is repaid in full.
You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the personal. It’s important that you understand what fees and charges are included as part of your loan – speak with your Lending Specialist for more details on this.
Once your final payment is made, you will own your vehicle outright and the lender will lift their encumbrance.
Your credit score is determined by several factors, including:
These elements collectively help lenders evaluate your financial reliability.
