Frequently asked questions & answers
While a larger deposit can improve your chances of approval and may reduce the interest rate, some lenders may accept smaller deposits, especially if you have a stable income and employment history. It’s advisable to consult with our team to explore your options.
Not always. Many lenders assess business performance and cash flow alongside credit history. Even with average or limited credit, you may still qualify if your business shows consistent revenue.
We can help find you the best motorcycle finance deal whether you’re buying from a motorcycle dealership, from an auction or from a private seller. We can even help you to re-finance your existing bike loan. Please note that some used bikes may require an inspection prior to being financed. For obligation free advice, chat to one of our friendly Motorcycle Lending Specialists today by calling us.
No. A deposit is not necessary for you to obtain a bad credit Jet Ski loan with Fox Finance Group, but even a small deposit can help your chances of approval, so it is worth considering paying some deposit.
No. Unsecured business loans don’t require property or equipment as security, allowing faster access to funds while keeping your assets safe.
Not necessarily. While rates vary by borrower profile, many low doc loans offer competitive interest rates and transparent fees. There is no inherent guarantee of high cost, and responsible lenders disclose all charges upfront.
Yes, nurses often qualify for special home loan and finance deals due to their stable employment and valued contribution to the community. Many lenders offer unique benefits, such as:
Our team understands these industry-specific opportunities and can help you access these exclusive offers, ensuring your finance structure is optimised for your profession.
Applying is free, and our pre-approval process comes with no cost and no obligation. We assess your application, compare suitable loans, and speak directly with lenders to provide personalised options, without committing you to anything. There’s also no cost if your loan isn’t approved or you decide not to proceed.
Transparency is central to how our team operates. When reviewing your options, we clearly explain all fees involved so you understand exactly how your finance is structured before making a decision. In most cases, fees are included in the loan amount, meaning there’s nothing to pay upfront. Any repayment figures we provide are always inclusive of all fees, giving you complete clarity from the outset.
We consistently monitor current interest rates in the market to be able to offer our customers the most competitive finance deals in Australia. However, interest rates offered may vary by several per cent depending on whether you are a high-risk or low-risk borrower. Call us to get your Obligation Free Quote now or apply online now to fast track the process.
No, reviewing your own credit score is considered a “soft inquiry” and does not impact your score. Regular self-checks are advisable to monitor your financial health and ensure the accuracy of your credit information.
Understanding these aspects of credit scores can empower you to make informed financial decisions and maintain a healthy credit profile.
