We get asked this question a lot, so we thought that we would put together some helpful information to answer some of your questions. Buying your first home is an exciting time, it can also be an expensive one. Between…
Running a business comes with its highs and lows, but one thing that all small businesses need to keep the dream alive is having cash at the ready to take advantage of situations that come up. Here are the top…
Have you heard about the latest changes that will positively affect you getting approved for a home loan? If you have a home or investment property loan that you'd like to refinance, or have contemplated applying for one or both,…
How to get your next loan approved If you are having difficulty obtaining a loan then follow our 5-step process which might help you to improve your borrowing capabilities so the next time you apply, your loan is APPROVED! Step…
Yesterday I had cause to call a financial planning client to congratulate them on their lending being approved by our inhouse broking team. It was a complicated lending solution that required many ducks in a row and therefore had taken…
Loan pre-approvals are on the rise! Whether you are buying a car, caravan or even buying your new home it can be an exciting yet daunting time. Over their lifetime, most Australian's apply for between 4 to 5 large loans…
The Australian Government is backing businesses to invest to help the economy withstand and recover from the current economic impacts that are affecting so many Australian Businesses right now. One of the business investment measures is to Increase the Instant…
In a pre-election promise to Australian business owners, the instant asset write-off scheme has been both increased and extended, giving business owners the opportunity to invest in their business as end of financial year draws closer. And it's not just…
With the current financial landscape, you would be excused for shying away from trying to make any large financial lending decisions right now. If you pick up any newspaper (who reads a newspaper anymore) you will likely come across multiple…
As you might be aware, Commissioner Kenneth Hayne released the report of the Royal Commission into Banking Misconduct on Friday the 1st of February. These recommendations have been met with an increase in fear that competition will be wiped from…
Cast your memory back to the first week in January 2018. You were possibly just going back to work, perhaps heading into your third week of the Christmas holidays totally relaxed and had given up trying to remember what day…
When business owners face slowing business sales and limited growth, the cause behind the issue can often be a lack of capital. Without the right amount of working capital, businesses sometimes find it difficult to take advantage of opportunities that…
You've probably come across several people that can give you 50 reasons why your small business should invest in digital marketing strategies. We wanted to take some time to break it down in easy to understand terms, so you can…
Financial freedom is really so simple it can be done in two astoundingly easy steps. Step 1. Spend less than you earn Step 2. Invest the difference So why do so few people actually achieve it? Most people have…
Royal Commission and What it Means for Borrowers If they haven't already, most lenders are preparing a major overhaul of the way they assess, and check information provided on loan applications. This includes a "deep-dive analysis" of applicants' income and…
This is the question we should all be asking ourselves when it comes to purchasing a product of any kind, but it can be far more important with some purchases than others. Let's start with some marketing tactics: The best…