Frequently asked questions & answers
Your loan repayments will be dependent on the finance product your profile qualifies for. Factors such as interest rate, loan term, establishment fees and repayment frequency will all determine how much your regular payments will be. As a doctor, you will have access to low rates and competitive loan products due to being employed in a reputable and trustworthy industry. Lenders view people who work in the medical industry as a lower risk client because you’re more likely to maintain stable and ongoing employment. Our lending specialists speak with doctors on a regular basis, and are rehearsed in loan applications for those in the industry. Speak to a lending specialist today to discuss your finance options as a medical professional, or enter some details here so we can reach out!
Your loan repayments will be dependent on the finance product your profile qualifies for. Factors such as interest rate, loan term, establishment fees and repayment frequency will all determine how much your regular payments will be. As an allied health worker, you are likely to have access to low rates and competitive loan products due to being employed in a reputable and trustworthy industry. Lenders view people who work in allied health as a lower risk client because you’re more likely to maintain stable and ongoing employment. Our lending specialists speak with allied health workers on a regular basis, and are rehearsed in loan applications for those in the industry. Speak to a lending specialist today to discuss your finance options as an allied health worker.
You can use our motorcycle loan repayment calculator, or speak with a Motorcycle Lending Specialist over the phone now or apply for a motorcycle loan now – its obligation free.
The biggest benefit is that it helps people who need a car for work or daily life obtain one, even if past financial difficulties made it hard to get a loan before. A bad credit car loan can also help rebuild your credit score if you make your payments consistently and on time.
Home loan rates are determined on a case-by-case basis, dependant on several factors. It can be a minefield for homeowners. That’s why it’s a great idea to let our Home Loan Specialists do all the hard work for you! We’ll find you the best home loan rate available for your circumstances – guaranteed! We’ll help you to secure the best rate on the market by working through all of the aspects that determine rates: your deposit amount, your loan term, your credit history, your income and many other factors. We’ll make the process easy for you – call us now or apply now to fast track the process – its obligation free.
A business loan provides a lump sum with fixed repayments, while a line of credit offers ongoing access to funds with flexible repayments. A line of credit is better suited to managing variable expenses and short-term cash flow needs.
Personal loans let you borrow larger amounts over months or years, while payday loans are for smaller sums and must be repaid quickly, usually by your next payday. Personal loans are generally more structured and affordable, whereas payday loans carry higher costs and short repayment terms.
The main difference is ownership. With an equipment loan, you buy and own the asset from day one. With a lease, you are essentially renting the equipment for a fixed term and do not own it at the end, though you may have an option to buy it.
A secured personal loan is backed by an asset, often resulting in lower interest rates and higher borrowing limits. An unsecured loan doesn’t require collateral, offering more flexibility but usually at a higher cost. The right fit depends on whether you have an asset to secure the loan and your financial goals.
A good time to refinance your car loan is when interest rates have dropped, your credit score has improved, or you want to lower monthly repayments.
