Frequently asked questions & answers
You can use a personal loan for home renovations, holidays, buying a used or classic car, debt consolidation, or lifestyle purchases such as a boat, jet-ski, or motorcycle. Many people also use personal loans for furniture upgrades, unexpected expenses, or larger purchases they can’t cover upfront.
Funds are flexible and can be used for working capital, buying stock, marketing, hiring staff, purchasing equipment, refinancing, consolidating debts, or paying tax obligations.
You can get a bad credit personal loan for the following:
Avoid applying to multiple lenders at once, taking on new debt before final approval, or missing required documents such as proof of income, bank statements, or identification, as these can delay or void your pre‑approval.
—–
Lenders take several different components into consideration when assessing a franchise finance application. Factors such as your personal credit history, business experience, financial projections, the franchise brand’s reputation, the profitability of the industry, and the collateral or assets that can be used to secure the loan may be considered. The requirements and evaluation standards may differ depending on each lender. That’s why it’s integral to have an experienced franchise finance lending specialist on your side to aid in offering the best options suited to you. Speak to a lending specialist now, or enquire online.
Typically, for a refinance car loan you’ll need identification (such as a valid driver’s licence), proof of income (payslips), 90-day (or three-month) bank statements, details about your current loan (payout letter), and information about your vehicle (registration, make, model, and mileage).
Privately sold vehicles will most likely require a vehicle inspection prior to payment, which ensures that whatever you are purchasing is in good working order. This helps protect you – please discuss this with our Private Sale Car Lending Specialists prior to purchasing a vehicle. Reach out to us so we can help you find the best option available, or simply call us on 1300 665 906.
Lenders will check your bank statements to see how much you can afford to borrow. They might also ask for proof of your travel plans, like flight bookings, and how you’ll manage repayments while you’re away.
We like to keep things simple for our customers. After a quick phone conversation about what you are looking to achieve, an example of the documents that we require are:
Our team will talk you through how you can quickly provide these to us using modern technology. (without having to print and sign anything)
