Frequently asked questions & answers
A bad credit car loan is a type of vehicle finance specifically designed for individuals who have a low credit score or a history of financial difficulties, such as defaults, missed payments, bankruptcies, or debt agreements. Unlike traditional lenders, specialised bad credit lenders look beyond your credit history and focus on your current ability to repay the loan.
A balloon payment is a one-off lump sum that you agree to pay your lender at the end of your loan term. If you decide to go with a balloon option, you can choose this balloon amount or percentage with your Lending Specialists guideance before you loan is submitted for approval.
Alot of customers choose to have a ballon payment to reduce their repayment commitments throughout the term of the loan with the knowledge of when they are likely to upgrade to the next vehicle.
A boat loan can be either a secured loan or an unsecured loan. If secured, a boat finance company will lend you the money to purchase your boat and hold security over it for the duration of the loan term. Boat loans can be arranged for both personal use and commercial use. We can help you finance any time of boat – yachts, tinnies, powerboats, pontoons, keelboats, boat trailers & accessories … and much more! Reach out to us on 1300 665 906 or apply now – its obligation free.
A business car loan is a financing option that helps companies purchase vehicles without paying the full price upfront. It allows repayments over time, freeing up cash flow for other business needs.
A business line of credit is a flexible facility that enables you to borrow up to the maximum nominated amount, and anything below that. Instead of obtaining a business cash flow loan and receiving the funds upfront in a lump sum, a business line of credit allows you to choose the amount you would like to borrow at the time. The repayments for this facility are based on the current outstanding amount. Our lending specialists are proficient in business loans and lines of credit, and will be able to give you reputable information for you to make an informed decision on which product is best for you. Speak to us today, or enquire online.
Car loan refinancing is the process of replacing your existing loan with a new one, helping you save money by reducing interest and repayments. Our goal is to find you the lowest rates and repayments available, making the process simple and beneficial for you.
A car loan is a type of finance that allows you to borrow money from a lender to purchase a new or used vehicle, then repay it over time with interest. The car often acts as security for the loan, which can help you access lower rates. Car loans can be tailored with different terms, repayment options, and loan amounts to suit your budget.
Being pre-approved for a caravan loan means that you can secure your leisure finance budget before you’ve decided what caravan to buy. Preapprovals empower you to know what you’re working with in terms of:
Once you have a pre-approval confirmation, you’re in a great position to visit local caravan dealers and go hard on locking in the best deal. Let our Caravan Lending Specialists guide you through the preapproval process. Call us, or apply now to fast track your enquiry.
Generally, a classic car is 20 plus years old. It will have maintained its original design and specifications. Our team are passionate about helping our customers finance their classic cars and we have many specialty lenders on our panel that can help. Speak with us about how we can structure this for you so you can get out there shopping for your new pride and joy. Call 1300 665 906.
A comparison rate is an annualised interest rate that includes all of the Fees & Charges associated with the loan. This comparison rate excludes transactional fees such as early payment fees (if applicable), late payment fees (if applicable), or statement request fees. Using the advertised comparison rate is a great way to level the playing field and compare apples to apples. This is what we do all day everyday, so speak with us about what we can help you with today on 1300 665 906.
