Frequently asked questions & answers
Most loan preapprovals stay valid for between 60 and 90 days. The pre-approval duration can vary for different lenders. Reach out to your Marine Lending Specialists on 1300 665 906 so they can guide you through the boat finance preapproval process.
Usually just a few hours, however complex or difficult personal pool loan applications can take a few days. With the wonders of modern technology you can now sign your finance documents online, which makes the process of getting access to your funds much faster. Get a fast personal loan approval online now or speak with a Personal Lending Specialist.
As your local home lending specialists, we are accredited with a panel of several different banks and lenders. Most lenders on our panel offer a home loan equity release product, meaning you will have the freedom to choose which institution suits you best. Your home lending specialist will be able to discuss all details of the home loan equity release options available to you and your profile.
Our team have access to over 50 different lenders to ensure we obtain the best car loan approval for you and your situation. Chiropractors are often seen as high quality customers to lend to through the eyes of a lender and bank. Your designated lending specialist will be able to assess which lender suits you best as a chiropractor, and can advise of how much you can borrow to finance your next car. Chiropractors may be eligible to borrow up to $100k when applying for a car loan. Speak with us to discuss your situation so we can best help, or enquire online.
Our team have access to over 50 different lenders to ensure we obtain the best car loan approval for you and your situation. Dentists are often seen as high quality customers to lend to through the eyes of a lender and bank. Your designated lending specialist will be able to assess which lender suits you best as a dentist, and can advise of how much you can borrow to finance your next car. Dentists may be eligible to borrow up to $100k when applying for a car loan. Speak with us to discuss your situation so we can best help, or enquire online.
The amount you save on your refinanced car loan depends on your new interest rate, the loan terms, and the remaining balance on your loan. Even a small reduction in your interest rate, for example from 9% to 6%, can save you hundreds or even thousands of dollars over the remaining term of your loan.
For a standard commercial property, you can borrow up to 75% of the land and construction costs or Land to Development Cost Ratio (LDCR) or 65% of the on-completion value. In some instances, you can borrow up to 100% with a guarantor.
The amount you can borrow through a home loan equity release will depend on factors such as the value of your property, and the specific lender’s policies. Generally, the higher the value of the property, the more you can borrow. Banks and lenders often provide a loan-to-value ratio (LVR) that will determine the maximum borrowing limit.
Your borrowing limit depends on factors such as your business revenue, credit profile, and financial position. Limits are tailored to your business to ensure repayments remain manageable and aligned with cash flow.
Business loan amounts depend on your revenue, time in business, and overall financial health. Many lenders offer funding anywhere from a few thousand dollars up to several hundred thousand, and even over a million. Loan limits are heavily dictated by business cashflow, aligned with what your business can comfortably repay, as well as overall credit history.
