Our car loan pre-approval process is completely free. You’re under no obligation to accept a finance offer, and you remain in full control at every step. There is no fee if Fox Finance Group is unable to secure a suitable approval for you, or if you choose not to proceed with our loan offer.

If you decide to move forward, a one-off brokerage fee applies. Like any professional service, this fee supports our experienced team in securing you the most competitive loan options available. Most clients choose to have this cost included in their overall loan, meaning there’s no upfront payment required before your first repayment.

Car finance helps you acquire the car you want without having to save the money over a longer period of time. This allows you to keep your hard-earned savings in the bank for other items that don’t depreciate. This can help with cashflow, by being able to pay off the vehicle in manageable instalments (weekly / fortnightly / monthly) to suit your budget. For business owners, this can also be a tax-deductible expense.

Simply talk to one of our Car finance Lending Specialists, we will do all the hard work to compare available car loan rates from our panel of approved lenders. We’ll find you the very best car finance deal for your needs and circumstances.

Yes, self-employed applicants can qualify for a car loan. Most lenders ask for documents like tax returns, BAS, or bank statements to verify income. At Fox Finance Group, we can also assist with low doc car loans, which require less paperwork and often offer faster turnaround times, making finance more accessible for business owners and contractors.

A car loan is a type of finance that allows you to borrow money from a lender to purchase a new or used vehicle, then repay it over time with interest. The car often acts as security for the loan, which can help you access lower rates. Car loans can be tailored with different terms, repayment options, and loan amounts to suit your budget.