Be 18 years of age or older
Be 18 years of age or older
Be a permanent Australian Resident or citizen.
Be employed full time 1+ months / casually employed 3+ months
Earn a gross annual income of $45,000+ or more.
We aim to understand your business needs and offer the best solutions for it to succeed.
We aim to understand your business needs and offer the best solutions for it to succeed.
We aim to understand your business needs and offer the best solutions for it to succeed.
We aim to understand your business needs and offer the best solutions for it to succeed.
We offer a range of business financing options, including lines of credit, vehicle and equipment loans, cash-flow facilities, and invoice funding. Our lending specialists can help match your business with the right loan to suit your needs and business growth. Part of our service includes a funding discovery session, to help outline any opportunities in your business where finance may be able to assist.
Business loan amounts depend on your revenue, time in business, and overall financial health. Many lenders offer funding anywhere from a few thousand dollars up to several hundred thousand, and even over a million. Loan limits are heavily dictated by business cashflow, aligned with what your business can comfortably repay, as well as overall credit history.
A business loan provides quick access to assets or capital without needing to outlay cash. This often helps to manage cash flow, cover expenses or seize growth opportunities, while spreading repayments over time. Business loans also carry tax advantages when set up and structured correctly, which your accountant will be able to advise you on.
Not always. Many lenders assess business performance and cash flow alongside credit history. Even with average or limited credit, you may still qualify if your business shows consistent revenue.
If you don’t have up-to-date business financials or tax documents, you can still access finance through a low doc car loan. These loans are designed for self-employed individuals and small business owners who may have difficulty providing traditional income documentation.
Instead of full financial statements, lenders accept alternative proof of income, such as bank statements, business activity statements (BAS), or letters from your accountant. This makes it easier to secure funding for a car, ute, van, or other business vehicle, even if your paperwork isn’t fully up to date.
Our team specialises in low doc car loans and can guide you through the application process, helping you find suitable options and arrange pre-approval so you know exactly how much you can finance before committing.