How quickly can I get approved for a car loan?

Approval can be same-day if all documents are submitted and verified. Pre-approvals often take just a few hours, letting you shop with confidence and plan your purchase faster.

Can I finance a new or used car?

Yes. Car loans cover both new and used vehicles, though interest rates and loan terms may differ depending on the car’s age and type.

Can I buy from a dealership or private seller using a car loan?

Yes. Car loans can fund purchases from dealerships or private sellers. Some lenders have restrictions on private sales, but we can match you with options that allow both for a seamless process.

Can I get a car loan if I haven’t found the car I want yet?

Yes. You can apply for a car loan before you’ve chosen a vehicle by getting pre-approval. Pre-approval confirms how much you can borrow and what repayments may look like, based on your financial position. This gives you clarity and confidence when shopping for a car, allows you to move quickly when you find the right one, and puts you in a stronger position to negotiate with dealers.

Apply Now Vehicle Loans

Are you Eligible for a Loan?*

To increase your chances of approval with our panel of lenders, you must:

Be 18 years of age or older

Be a permanent Australian Resident or citizen.

Be employed full time 1+ months / casually employed 3+ months

Earn a gross annual income of $45,000+ or more.

We Get You

We aim to understand your business needs and offer the best solutions for it to succeed.

Quick & Easy

We aim to understand your business needs and offer the best solutions for it to succeed.

Smarter Lending

We aim to understand your business needs and offer the best solutions for it to succeed.

We're Transparent

We aim to understand your business needs and offer the best solutions for it to succeed.

We Take Your Confidentiality Seriously

Privacy

We are very careful with your private data. Any information you give us is covered by the Privacy Act, which regulates how personal information is handled.

Security

We use cutting-edge technology to keep your information safe. All data sent and received is protected by 256 bit SSL encryption and a firewall mechanism to ensure your confidentiality.

Are You Safe?

With Fox Finance Group you are. We have an Australian Credit Licence (ACL) and are regulated by the consumer watchdog the Australian Securities and Investments Commission (ASIC). We know our responsibilities to our clients and pride ourselves on creating raving fans in our business.

Dedicated Lending Specialist

You will have a dedicated Lending Specialist to guide you through our simple, fast online process and answer any questions that you may have along the way.

Credit Score

We'll protect your credit score while reviewing your application. Your credit file won't be affected during the assessment process, and you'll even get a free copy to download on file.

Fox Finance Group FAQs

Approval can be same-day if all documents are submitted and verified. Pre-approvals often take just a few hours, letting you shop with confidence and plan your purchase faster.
Yes. Car loans cover both new and used vehicles, though interest rates and loan terms may differ depending on the car’s age and type.
Yes. Car loans can fund purchases from dealerships or private sellers. Some lenders have restrictions on private sales, but we can match you with options that allow both for a seamless process.
Yes. You can apply for a car loan before you’ve chosen a vehicle by getting pre-approval.

Pre-approval confirms how much you can borrow and what repayments may look like, based on your financial position. This gives you clarity and confidence when shopping for a car, allows you to move quickly when you find the right one, and puts you in a stronger position to negotiate with dealers.