Convert your loan to a lower interest rate.
It's been a little while since we helped you with your loan. We'd like to revisit your loan with you to see if we can save you some money and re-finance your loan into a lower interest rate and repayment. Does that sound good?
Benefits to converting to a lower rate loan?
Flexible - You get to choose your loan term and repayment frequency.
Convenient - we already have most of your details from the last time we helped you.
Budgeting - We could help lower your weekly loan commitments.
How do I qualify?
You will need to currently have full-time, part-time, casual employment or be self-employed?
Have you kept up to date and made all of your current loan repayments? If you have, that's a good thing.
Have you taken on more loans or credit cards since we helped you with your loan? If you have, this could affect our ability to get you a better deal.
Have you had any defaults listed on your credit file since we helped you with your loan? If you have, this could affect our ability to get you a better deal.
Do you manage your bank accounts well and have no overdrawn transactions each month? If you have overdrawn transactions, this could affect our ability to get you a better deal.
IMPORTANT: As part of our process we make sure that we protect your credit file and credit score. It is important that you don't apply for any other loans right now. If you make other loan applications elsewhere, this could reduce your credit rating and hurt your chances of obtaining the best loan approval.