Truck finance is a type of business loan used to buy new or used trucks, prime movers, trailers, and other heavy vehicles. Instead of paying the full cost upfront, you repay the vehicle over time, making it easier to manage cash flow while still getting the equipment you need to run your business.
Truck finance can be set up in different ways depending on your business, the type of truck, and how it will be used. Our goal is to find the best loan option in the market to support your business and help it continue to grow.
Truck purchases can place significant strain on cash reserves. Financing allows you to maintain liquidity so your business can continue meeting day-to-day expenses and respond to opportunities as they arise.
Waiting to save up cash can slow down your business growth. Truck finance lets you get the vehicle you need now, so you can take on new work, carry more loads, or replace old equipment without delays.
Truck finance gives you the freedom to purchase through dealerships or private sellers, whether the vehicle is new or used. This wider access allows you to secure the right truck based on suitability and value, rather than being limited by funding constraints or seller type.
Repayments can be set up to match your income, whether your business is seasonal or your revenue changes month to month. This makes sure your loan supports your business instead of causing problems.
Depending on your structure and circumstances, truck finance may offer tax advantages such as deductions on interest or depreciation. We recommend seeking independent tax advice from a qualified tax professional to understand how this applies to your situation.
With access to multiple lenders, we compare options on your behalf to find a solution that balances rate, flexibility, and total cost, rather than focusing on a single product.
Truck finance is more than a funding solution; it’s a strategic tool. The right structure can help you:
If your business is ready to grow, upgrade, or replace ageing equipment, the right truck finance structure can make the difference between standing still and moving forward.
Rather than tying up valuable capital or settling for a one-size-fits-all loan, a tailored finance solution gives you clarity, control, and confidence.
Get started with your truck finance today and put the right vehicle to work for your business, without compromising cash flow or flexibility.
Transport and Equipment Finance
Fox Finance Group has been assisting Australian Businesses to help them finance their business equipment since 2006. Our team take the legwork out of finding the best deal in the marketplace across a range of industries including Trucks and Transport, Mining and Construction, Farming and Ag, Boating and Marine, Aviation, Hospitality, Office Equipment and more. Whether it’s new or second-hand equipment, from a private vendor or dealer, we have a tonne of finance options for you.
Apply for a business loan
Unsecured Business Loans – Money in Your Account Within 24 Hours
Do you need to purchase something for your business right now? We’ve helped thousands of Australian businesses grow by partnering with us and using smart lending strategies within their business with a clear strategy to take things to the next level. We have been a part of the success stories of businesses trading in hospitality, retail, beauty services, transport and aviation, wholesalers, accountants, solicitors, real estate agents and much more.
Apply for a business loan
Tradesman Loans – Money in Your Account Within 24 Hours
Do you understand your options when it comes to Business Finance and Leasing? When we say that we can help you decide which option is best for your situation, we really mean it. With Fox Finance Group, you also get access to your very own Financial Planner to help you understand and plan through the best financial options for you and your business.
Apply for a tradie loan
Unsecured Business Line of Credit of up to $25,000
Do you need to purchase something for your business right now? We get so excited when we speak about our Unsecured Business Line of Credit product with our business clients! Having access to a facility like this has already proven to be a game changer for many Australian businesses.
Apply for a line of credit
Invoice Funding – Unlock Your Cashflow Today!
We have a number of Invoice Finance options for our customers. Imagine getting paid 80% of every invoice you issue with in 48 hours? Would that dramatically help your cashflow? WHAT EXACTLY IS INVOICE FINANCE? Invoice Finance is simply the use of outstanding debtors/accounts receivable to raise working capital. Invoice finance is not a loan it is the sale of trade debts/invoices for cash to bridge the cashflow gap between the time the sale is made and when the customer…
Apply for an invoice funding loan
Competitive Franchise Finance Options
Franchise Finance Obtaining finance when buying a franchise may be difficult as many lenders hesitate to fund new franchises or new ventures. At Fox Finance Group our Lending Specialists have many years experience in securing competitive franchise funding. We have strong business relationships with a number of financial institutions and banks that can help put the dream of owning your own…
Apply for a franchise loanTransport and Equipment Finance
Fox Finance Group has been assisting Australian Businesses to help them finance their business equipment since 2006. Our team take the legwork out of finding the best deal in the marketplace across a range of industries including Trucks and Transport, Mining and Construction, Farming and Ag, Boating and Marine, Aviation, Hospitality, Office Equipment and more. Whether it’s new or second-hand equipment, from a private vendor or dealer, we have a tonne of finance options for you.
Apply for a business loanUnsecured Business Loans – Money in Your Account Within 24 Hours
Do you need to purchase something for your business right now? We’ve helped thousands of Australian businesses grow by partnering with us and using smart lending strategies within their business with a clear strategy to take things to the next level. We have been a part of the success stories of businesses trading in hospitality, retail, beauty services, transport and aviation, wholesalers, accountants, solicitors, real estate agents and much more.
Apply for a business loanTradesman Loans – Money in Your Account Within 24 Hours
Do you understand your options when it comes to Business Finance and Leasing? When we say that we can help you decide which option is best for your situation, we really mean it. With Fox Finance Group, you also get access to your very own Financial Planner to help you understand and plan through the best financial options for you and your business.
Apply for a tradie loanUnsecured Business Line of Credit of up to $25,000
Do you need to purchase something for your business right now? We get so excited when we speak about our Unsecured Business Line of Credit product with our business clients! Having access to a facility like this has already proven to be a game changer for many Australian businesses.
Apply for a line of creditInvoice Funding – Unlock Your Cashflow Today!
We have a number of Invoice Finance options for our customers. Imagine getting paid 80% of every invoice you issue with in 48 hours? Would that dramatically help your cashflow? WHAT EXACTLY IS INVOICE FINANCE? Invoice Finance is simply the use of outstanding debtors/accounts receivable to raise working capital. Invoice finance is not a loan it is the sale of trade debts/invoices for cash to bridge the cashflow gap between the time the sale is made and when the customer…
Apply for an invoice funding loanCompetitive Franchise Finance Options
Franchise Finance Obtaining finance when buying a franchise may be difficult as many lenders hesitate to fund new franchises or new ventures. At Fox Finance Group our Lending Specialists have many years experience in securing competitive franchise funding. We have strong business relationships with a number of financial institutions and banks that can help put the dream of owning your own…
Apply for a franchise loan
You can complete your business loan application either online or over the phone with us.
We will ask you to provide proof of business income and identification.
We'll work hard to ensure your business loan approval is as close to your loan preferences as possible.
With our technology, most business lenders will allow for secure digital signing of loan contracts.
Your loan funds can often be processed within one business day. It's that simple!
You can complete your business loan application either online or over the phone with us.
We will ask you to provide proof of business income and identification.
We'll work hard to ensure your business loan approval is as close to your loan preferences as possible.
With our technology, most business lenders will allow for secure digital signing of loan contracts.
Your loan funds can often be processed within one business day. It's that simple!
Yes! We have a panel of truck lenders for both new and used trucks and most heavy movers. We have many ways to structure these loans to best suit your business and your budget, so speak with one of our Lending Specialists today about the best truck finance options for you. We are ready to help on 1300 665 906 whenever you’re ready.
Yes, with a chattel mortgage or hire purchase, you can purchase a truck without any collateral or deposit. In fact, you could even finance extras such as insurance or servicing in the initial loan package if this is something that you’d like as an option as part of your truck finance. Speak with one of our truck finance specialists today on 1300 665 906.
Yes, we can help you grow your business using finance rather than your cashflow. We help businesses of all sizes with finance for an entire fleet of trucks, subject to meeting certain criteria. Our Lending Specialists are well experienced in helping our clients set up funding limits so you can plan ahead and know exactly where you stand. Speak with one of our business lending specialist today on 1300 665 906 for more info.
Yes you can, in fact, we find that this is the preferred way of structuring a truck finance deal for most of our customers. Fox Finance Group’s network of truck lease lenders offer leasing options such as an operating lease, finance lease and other flexible leasing products that could suit your business.
Yes, your business can purchase the truck by paying out the residual value at the end of any lease term. What we find is that by having us structuring your lease in a way so the timing is perfect for when you want to update your truck, you can simply trade it in and we can help you with your next lease to keep your truck fresh and up to date as a professional extension of your business.
as a Financial Services Group helping customers Australia wide
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