What's Better - Finance Broker or Your Bank? Today I want to give you a few points to think about and I'm going to explain the real difference between using a Finance Broker like us and going straight to your…
You say potato, we say potato. A chattel mortgage is a very similar loan product to a normal secured car loan, with the main difference being that the asset that is being purchased is going to be used primarily for…
What does giving you my bank statements do? It speeds up and streamlines the loan pre-approval process. This means less paperwork for you, less fuss and a quicker loan decision. We do this using very secure technology that retrieves your…
New fin-tech advances. Is this tech a good thing? The rise of Fin Tech lenders has been slowly increasing over the past 5 or 6 years. Some of the Fin Techs have seen extraordinary growth by bringing something to the…
Being a Guarantor on someone's loan is a legal responsibility, and it is important that you understand the agreement that you are entering into. We have put together some of the FAQs that we hear from our applicants when they…
Why Have A Regular Credit Score Check-Up? Just like an annual check-up at the doctor, experts say that you need to be checking your credit score on a regular basis. By regularly checking in on your credit file, you can…
We get asked this question a lot. So, we thought that we would put together a quick list of some things to help you understand how to attack this issue. One thing that we can be sure about is that…
I hear our team getting asked this question alot, so I thought that I would pen my thoughts down on this for you. Conversations like this one below happen in our office on the daily, and as your trusted Finance…
Each year around this time we brace ourselves for a rapid upswing in the demand for small business funding. This traditionally happens due to the seasonal drivers and additional expenses that will hit the bottom line for small business over…
In a perfect world we would all be invincible and go through life having never faced any personal life challenges. In general, planning for the unexpected is something as a society we are now getting a lot better at. We…
Getting a car loan is probably the second biggest financial decision that you will ever make. In fact, the majority of people that are considering buying a car today, whether they're after a brand new car from a dealership, or…
The world of Small Business Lending has changed dramatically over the past 5 years with the introduction of Alternative Financiers into the Australian financial landscape. These financiers have challenged the big bank's way of thinking about how a small business…
An estimated six million Australians are currently receiving the Commonwealth government's JobKeeper wage subsidy. Chances are, you may be one of them. So, can you still get a home loan even if you're receiving the JobKeeper payment? Many aspiring home…
Be Prepared to Grab a Deal at the Show Heading to a Caravan and Camping show? Apply now for your Camper Trailer or Caravan Loan Pre-Approval and put yourself in the driver's seat to be able to grab yourself a…
Is now the time to switch and save? With the Reserve Bank of Australia having reduced the official cash rate recently to a new record low of 0.25%, things continue to look positive for low rates to stick around for…
What is a payment deferral? This is also known as a mortgage payment holiday but don't let the name fool you, this is no holiday. If you've been stood down, lost your job and cannot afford to pay mortgage repayments,…
