Frequently asked questions & answers
Yes, it’s possible to secure a home loan with bad credit. While traditional banks may be hesitant, we have speciality lenders on our panel who are experienced in helping borrowers with poor credit histories. They assess your application based on your current financial situation, including income, employment stability, and deposit size, rather than solely on your credit score.
Fox Finance Group are rehearsed in credit assessments for clients with all types of credit scores. We are accredited with a wide panel of lenders to ensure we have an option best suited to your bad credit jet ski loan options.
Yes, you can! While traditional banks often say no to applicants with a low credit score, we work with a broad network of 50 plus lenders who specialise in bad credit personal loans. These lenders take a more flexible approach; by looking at your full financial picture and not just your credit score.
Yes. Secured personal loans use an asset, like a vehicle, as collateral and are often available if unsecured options are not. Providing security gives lenders more confidence, which often means a higher chance of approval. Minimum loans start at $5,000, however lenders tend to approve up to higher limits when security is offered.
Yes. Most personal loans are unsecured, meaning you don’t need to provide assets as security such as your car. Loans can be used for holidays, used or classic car purchases, home improvements, debt consolidation, or special events like weddings, or any other worthwhile purpose.
It is possible to get pre-approved for a boat loan if you’ve had bad credit issues in the past. Second chance lenders are more lenient in their loan approval process – however, some of the rates in this lending tier can be higher due to the perceived higher risk for the lender. Our Boat Lending Specialists can help you get a preapproved for the best boat finance rate for your circumstances. Reach out to our friendly team on 1300 665 906 or apply now to fast track your preapproval enquiry today.
Yes. Secured personal loans can be used if you don’t qualify for an unsecured personal loan. Minimum secured personal loan is $5,000. (Classic, import, prestige vehicles, and older trucks will be considered). The finance will be secured by your vehicle giving the lender a high level of confidence in your willingness to repay the loan.
Yes, in most cases personal loans will be unsecured. Interest rates for these can be either fixed or variable and are very competitive in today’s market. Personal loans can be used for: Holidays, Car Purchases, Jet Skis or Boats, Debt Consolidation, Home Renovations, Wedding Expenses, Furniture and more.
Yes! We can help you find the best camper trailer finance available for new or used camper trailers, from both private sellers and dealers. Speak with one of our Camper Trailer Finance Lending Specialists or apply for a camper trailer loan now – its obligation free.
Yes! We can help you find the best camper trailer finance available for new or used camper trailers, from both private sellers and camper trailer dealerships. Speak with one of our Camper Trailer Lending Specialists on 1300 665 906 or apply for a camper trailer loan now – its obligation free.
