Frequently asked questions & answers
Your business must be trading for a minimum of 6 months before you will be eligible for a business line of credit. Permitted the business has been trading for the 6 month minimum time frame and company financials can be provided to support this information, you should qualify for a line of credit. These flexible facilities can help cover short term business costs as you can draw from the line of credit at any time.
Yes, you can! While traditional banks often say no to applicants with a low credit score, we work with a broad network of 50 plus lenders who specialise in bad credit personal loans. These lenders take a more flexible approach; by looking at your full financial picture and not just your credit score.
It is possible to get pre-approved for a boat loan if you’ve had bad credit issues in the past. Second chance lenders are more lenient in their loan approval process – however, some of the rates in this lending tier can be higher due to the perceived higher risk for the lender. Our Boat Lending Specialists can help you get a preapproved for the best boat finance rate for your circumstances. Reach out to our friendly team on 1300 665 906 or apply now to fast track your preapproval enquiry today.
Yes. Secured personal loans can be used if you don’t qualify for an unsecured personal loan. Minimum secured personal loan is $5,000. (Classic, import, prestige vehicles, and older trucks will be considered). The finance will be secured by your vehicle giving the lender a high level of confidence in your willingness to repay the loan.
Yes, in most cases personal loans will be unsecured. Interest rates for these can be either fixed or variable and are very competitive in today’s market. Personal loans can be used for: Holidays, Car Purchases, Jet Skis or Boats, Debt Consolidation, Home Renovations, Wedding Expenses, Furniture and more.
Yes! We can help you find the best camper trailer finance available for new or used camper trailers, from both private sellers and dealers. Speak with one of our Camper Trailer Finance Lending Specialists or apply for a camper trailer loan now – its obligation free.
Yes! We can help you find the best camper trailer finance available for new or used camper trailers, from both private sellers and camper trailer dealerships. Speak with one of our Camper Trailer Lending Specialists on 1300 665 906 or apply for a camper trailer loan now – its obligation free.
Yes! The process pre-approval process is the same for new and used caravan – and we can help you get pre-approved for caravan finance from both private sellers and dealerships. To get the best rate available, reach out to your Caravan Finance Lending Specialists or apply for caravan finance pre-approval online – its obligation free.
Yes, getting your 4×4 vehicle finance pre-approval for our customers is something that we do all day every day. Getting a car loan pre-approval before you go shopping is a great idea, giving you bargaining power on the showroom floor. In some cases, we can have your 4WD loan pre-approved the same day, so get can get out there shopping with the peace of mind of knowing what your budgeted repayment is. If you’d like a quick quote before proceeding, no problem, give us a call on 1300 665 906 obligation free.
Yes, you can! Getting pre-approved for a bad credit car loan puts you in control from the start. You’ll know exactly how much you’re approved to borrow, allowing you to walk into a dealership or meet with a private seller, with confidence and clarity.
