Frequently asked questions & answers
Car loan refinancing is the process of replacing your existing loan with a new one, helping you save money by reducing interest and repayments. Our goal is to find you the lowest rates and repayments available, making the process simple and beneficial for you.
A car loan is a type of finance that allows you to borrow money from a lender to purchase a new or used vehicle, then repay it over time with interest. The car often acts as security for the loan, which can help you access lower rates. Car loans can be tailored with different terms, repayment options, and loan amounts to suit your budget.
Being pre-approved for a caravan loan means that you can secure your leisure finance budget before you’ve decided what caravan to buy. Preapprovals empower you to know what you’re working with in terms of:
Once you have a pre-approval confirmation, you’re in a great position to visit local caravan dealers and go hard on locking in the best deal. Let our Caravan Lending Specialists guide you through the preapproval process. Call us, or apply now to fast track your enquiry.
Generally, a classic car is 20 plus years old. It will have maintained its original design and specifications. Our team are passionate about helping our customers finance their classic cars and we have many specialty lenders on our panel that can help. Speak with us about how we can structure this for you so you can get out there shopping for your new pride and joy. Call 1300 665 906.
The comparison rate represents the combined cost of the interest rate and most loan fees, giving you a clearer view of the true cost. Even if two loans share the same interest rate, the one with the lower comparison rate is likely to be cheaper over the full term.
A comparison rate is an annualised interest rate that includes all of the Fees & Charges associated with the loan. This comparison rate excludes transactional fees such as early payment fees (if applicable), late payment fees (if applicable), or statement request fees. Using the advertised comparison rate is a great way to level the playing field and compare apples to apples. This is what we do all day everyday, so speak with us about what we can help you with today on 1300 665 906.
A comparison rate is an annual interest rate that includes all Fees & Charges associated with a vehicle finance. This rate excludes transactional fees such as early payment fees (if applicable), late payment fees (if applicable), or statement request fees.
This is an annual interest rate that includes all Fees & Charges associated with a vehicle finance, including motorcycle loans. This rate excludes transactional fees such as early payment fees (if applicable), late payment fees (if applicable), or statement request fees.
A comparison rate is an annualised interest rate that includes all of the Fees & Charges associated with the loan. This comparison rate excludes transactional fees such as early payment fees (if applicable), late payment fees (if applicable), or statement request fees. Using the advertised comparison rate is a great way to level the playing field and compare apples to apples. This is what we do all day everyday, so speak with us about what we can help you with today.
A credit score is a numerical representation of your creditworthiness, indicating how likely you are to repay debts on time. Lenders use this score to assess the risk of lending to you, influencing decisions on loan approvals and interest rates.
