Frequently asked questions & answers
The biggest benefit is that it helps people who need a car for work or daily life obtain one, even if past financial difficulties made it hard to get a loan before. A bad credit car loan can also help rebuild your credit score if you make your payments consistently and on time.
Home loan rates are determined on a case-by-case basis, dependant on several factors. It can be a minefield for homeowners. That’s why it’s a great idea to let our Home Loan Specialists do all the hard work for you! We’ll find you the best home loan rate available for your circumstances – guaranteed! We’ll help you to secure the best rate on the market by working through all of the aspects that determine rates: your deposit amount, your loan term, your credit history, your income and many other factors. We’ll make the process easy for you – call us now or apply now to fast track the process – its obligation free.
People might need bad credit loans for unexpected costs, to pay off other debts, or to buy important things like a car. They can be a helpful way to get money when other options are closed.
It will! Talk to our lending specialists so they can help you source a bike loan pre-approval that will help you negotiate a favourable price on the showroom floor or with the private seller. Call us now or apply now – its obligation free.
When you apply for a bad credit car loan through Fox Finance Group, we begin with a soft credit check. This allows us to review your credit profile without affecting your score or leaving a mark on your credit file. It’s a risk-free way for us to match you with lenders who best fit your financial situation.
If you decide to move forward with your loan offer, the lender will perform a hard credit check. This standard step will slightly reduce your credit score and leave an enquiry on your credit file.
It’s worthwhile noting that every enquiry you make for a bad credit personal loan can impact your credit score. To give you the best chance at getting the approval you want and need, we ask that while working with us, you hold off on making other enquiries. This minimises the chances of having multiple enquires, lower your score, and stop you from getting the best approval.
Yes. We have Lending Specialists in our team that are trained in helping self-employed clients through the process of applying for a car loan with the minimum of fuss. If you have the supporting information that lenders will require, we’ll be able to submit your application for jet ski finance. The approval process is the same for all types of applicants. Our Jet Ski Lending Specialists are familiar with all lending scenarios to help find you the best jet ski finance in the shortest possible timeframe. Reach out to us or apply now – its obligation free.
We have Lending Specialists in our team that are trained in helping self-employed clients through the process of applying for a car loan with the minimum of fuss. The approval process is the same for all types of applicants. If you have the supporting information that lenders will require, we’ll be able to submit your application for motorcycle finance. Our team of Motorcycle Finance Specialists are familiar with all lending scenarios to help find you the best bike finance in the shortest timeframe.
Yes. Each time to apply for a finance it can affect your credit rating. A lot of lenders see multiple credit inquiries as high-risk behavior. To avoid this, Fox Finance Group has the knowledge & experience to get your loan approved with the best lender the first time. We’ll also take the time to educate you along the way – so you know exactly what your credit score is, and what is currently sitting on your credit file that all lenders look at.
It will! Talk to our Motorcycle Lending Specialists so they can help you source bike finance pre-approval that will help you negotiate the best price on the showroom floor. Call us now or apply now – its obligation free.
It varies by lender. Some bad credit personal loans include early payout penalties, while others offer greater flexibility with no fees for early repayment. To avoid surprises, your lending specialist will clearly outline whether any early payout fees apply to your specific loan. If a loan without early payout fees is important to you, your lending specialist will be able to ensure they compare options that contain no early payout fees.
