Frequently asked questions & answers
There are no costs to apply for your bad credit personal loan. At settlement, a once-off brokerage fee is charged to cover the professional services involved in securing your loan. Many clients with less-than-perfect credit prefer to keep their upfront costs low, this fee is typically financed into the total loan amount, meaning you won’t pay anything out of pocket before your first repayment. The exact fee varies depending on your loan amount and your application. Our team can provide a transparent, obligation-free quote tailored to your situation.
This fee covers the cost of our team taking your application, assessing your documents, comparing loan options to find the best loan to suit your needs, protecting and preserving your credit score, managing the whole process through to settlement, and saving you in interest over the life of your loan by finding you the best deal on the market. Our team will also help you manage your loan throughout the term and stay in contact to make sure you have the best deal possible at all times.
Yes. Comparison rates often exclude government fees, optional add-ons like insurance or warranties, and some situational charges such as early repayment or redraw fees. Always check the full loan terms beyond the comparison rate.
This depends on the lender. Some loans charge early repayment fees, while others allow you to pay out the loan sooner at no extra cost. Your loan options can be matched to include no early payout fees if flexibility matters to you.
Some lenders charge early repayment or exit fees, but many options allow you to repay without extra cost. We can match you with lenders who offer flexible terms to save on interest and give you repayment freedom.
Chiropractors are often considered as a lower risk client due to their employment stability, and for having a profession in a well regarded industry. As there is a constant demand for chiropractic services across Australia, it is expected that your employment is less likely to end during the term of a car loan. Fox Finance Group have a team of lending specialists that are well rehearsed in obtaining car loans for chiropractors. They know which lenders may give attractive car loan products and features to chiropractors, and will discuss all options available to you during the assessment process. Speak with us today to discuss your options, or give us some details online.
Dentists are considered as a low risk client due to their employment stability, and for having a profession in a well regarded industry. As there is a constant demand for dental services across Australia, it is expected that your employment is less likely to end during the term of a car loan. Fox Finance Group have a team of lending specialists that are well rehearsed in obtaining car loans for dentists. They know which lenders may give attractive car loan products and features to those in the dental industry, and will discuss all options available to you during the assessment process. Speak with us today to discuss your options, or give us some details online.
We consistently monitor current interest rates to maintain and offer the most competitive 4×4 finance deals in Australia. We challenge you to try and find a better deal. However, the interest rate offered may vary by several per cent depending on whether you are a high or low-risk borrower. Contact us and get an Obligation Free Quote now on 1300 665 906.
Yes. We closely monitor interest rates every day to keep lenders and major banks competitive, constantly scanning the market to identify who is offering the best deals in Australia right now for you.
We continuously track car loan interest rates to ensure we can offer some of the most competitive deals in Australia. Over the years, we’ve built strong relationships with a wide network of lenders, giving us access to hundreds of car finance options.
While these deals are constantly changing, it’s our job to stay on top of the market and know who’s offering the best value today. By leveraging the latest industry technology, we compare options across the board, giving you confidence that you’re getting the best possible car loan rates and repayments.
Oh yeah! This is the part of the job that we love the most, saving our customers money on what they are already paying on their current car loan. We consistently monitor current interest rates to maintain and offer the most competitive deals in Australia. You could challenge yourself to try and find a better deal, however, the interest rate offered and fees associated with the loan may vary greatly from loan to loan.
