Frequently asked questions & answers
There are no costs to apply for your personal loan. Once approved, there is a once-off brokerage fee to cover the costs involved with our services including the set-up, approval and/or establishment of your personal loan. Most clients opt to have this cost financed as part of their overall personal finance, which means that you have no initial cost prior to your first repayment. This fee varies based on the complexity and loan amount – so please feel welcome to contact us to get an exact quote for your scenario. Many of our loans have no monthly or ongoing account keeping fees.
There is No Fee if Fox Finance Group isn’t able get an approval for you or you decide not to proceed with our personal loan approval.
Applying for a personal loan with Fox Finance Group is completely free. Once approved, a one-off brokerage fee applies to cover the setup, approval, and establishment of your loan. These fees are included in your loan repayments, meaning no upfront cost. The fee varies depending on the loan amount and complexity.
Many of our loans have no ongoing monthly account-keeping fees, and there’s NO fee if we’re unable to secure your loan or you decide not to proceed.
Early repayment terms can vary by lender when it comes to bad credit car loans. Some lenders may charge early payout penalties, while others offer more flexible options with no fees for paying off your loan early. To avoid any surprises, your lending specialist will clearly explain
whether early repayment fees apply to your specific loan, empowering you to make the best financial decision.
Some car loans may include early payout penalties if you pay off the loan before the end of the term, while others do not. At Fox Finance Group, we work with a panel of over 50 lenders, so if avoiding early payout fees is important to you, we’ll match you with the right lender to ensure your loan fits your needs.
The good news is that some of our private car sale financiers don’t have any early termination fees. Fox Finance Group can arrange many different loans from a large panel of lenders. Some private sale lenders do have an early payout penalty so it’s best to talk to one of our team about all your options – we will explain these and all other terms with you prior to you accepting our loan offer.
Here are a few basic requirements:
The client must:
Yes, there are many tax benefits such as addbacks. here are some examples below:
Allied health workers can access competitive rates and loan products due to their reputable and trusted industry. Lenders look upon allied healthcare workers favourably as their employment is generally stable and ongoing. Low rates and fees are applicable to all finance products including allied health worker car loans, personal loans, motorcycle loans, and home loans. Speak to a lending specialist today to discuss your next financial commitment as an allied health worker, or enquire here.
Doctors can access competitive rates and loan products due to their reputable and trusted industry. Lenders look upon doctors favourably as their employment is generally stable and ongoing. Low rates and fees are applicable to all finance products including car loans, personal loans, motorcycle loans, and home loans for doctors. Speak to a lending specialist today on 1300 665 906 to discuss your next financial commitment as a doctor, or enquire here.
Veterinarians can access competitive rates and loan products due to their reputable and trusted industry. Home lenders look upon vets favourably as their employment is generally stable and ongoing. Low rates and fees are applicable to all finance products including home loans, car loans, personal loans, and motorcycle loans for vets. Speak to a lending specialist today to discuss your next home loan as a vet, or enquire here.
