Managing multiple loans can be challenging, especially with the cost of living and when unexpected expenses arise. This can lead to missed repayments, interest costs, fees, penalties and potential impacts on your credit score, making debt stressful and difficult to handle.
A debt consolidation loan simplifies your life and finances by combining multiple debts into a single easy to manage repayment. This can help you reduce your overall monthly repayments, potentially secure a lower interest rate, making budgeting simpler and easier. Removing the stress associated with debt, and helping you to stay in control of your finances.
Here are some of the features you can expect from your experience with us:
Keeping up with the cost of living and your current commitments while juggling multiple loans can easily stretch your budget. By combining these into one loan with a lower rate and flexible terms, debt consolidations can not only make your repayments more manageable, but also free up cash flow. Giving you money back in your pocket and creating greater financial breathing room.
As a trusted experts in finance, we partner with a panel of over 50 different lenders who specialise in debt consolidation, to find the best loan options on the market tailored to your needs. Our industry expertise allows us to match you with the most favourable rates and terms, helping you save money and gain peace of mind.

Even when your loan repayments are manageable, you may still be paying more interest than you need to. Debt consolidations can help reduce this cost by combining multiple loans at different rates, into one loan with a lower rate, helping you save on overall interest.
We understand the complexities of debt consolidation and our dedicated team of lending specialists are here to support you every step of the way, to help you make informed decisions about your finance. From assessing your current debts to developing a customised consolidation plan, we are committed to helping you achieve financial freedom and success.
At Fox Finance Group, we understand the challenges of managing multiple credit card balances, interest rates, and payment due dates. Our lending specialists will help find a suitable Debt Consolidation Loan that is tailored to your unique financial circumstances and simplify your financial obligations by merging all your credit card debts into one manageable monthly payment. This allows you to streamline your finances and focus on repaying your debt efficiently.
You can take control of your financial situation and pave the way towards a debt-free future. Our comprehensive solution combines convenience, affordability, and expert guidance to help you consolidate your credit card debts seamlessly.
Apply for a loanOur team of lending specialists at Fox Finance Group will help you find the best Debt Consolidation Loan in Australia that simplifies the complex process of managing multiple debts. Instead of juggling numerous payments, you can consolidate them into a single, affordable monthly payment, reducing the stress and confusion associated with multiple due dates.
We work with a wide range of lenders who offer highly competitive interest rates for Debt Consolidation Loans, ensuring that you save money in the long run. By consolidating your numerous debts, you can potentially lower your overall interest payments, giving you the opportunity to pay off your debt faster.
Let us help you regain control of your finances today.
Apply for a loanOur team of experienced lending specialist will guide you through every step of the debt consolidation process. From assessing your current debts to creating a repayment plan, we provide expert advice to help you make informed financial decisions. Our goal is to empower you with the knowledge and tools to achieve long-term financial stability.
We understand that everyone’s financial situation is unique. That’s why our expert lending specialists will work closely with you to create a personalised refinance and consolidation plan that aligns with your income, expenses, and financial goals. We consider your budgetary constraints to ensure that your monthly repayment is affordable and manageable.
Take the first step towards a debt-free future by consolidating your debts with the help of Fox Finance Group.
Apply for a loanAt Fox Finance Group, we understand the challenges of managing multiple credit card balances, interest rates, and payment due dates. Our lending specialists will help find a suitable Debt Consolidation Loan that is tailored to your unique financial circumstances and simplify your financial obligations by merging all your credit card debts into one manageable monthly payment. This allows you to streamline your finances and focus on repaying your debt efficiently.
You can take control of your financial situation and pave the way towards a debt-free future. Our comprehensive solution combines convenience, affordability, and expert guidance to help you consolidate your credit card debts seamlessly.
Apply for a loanOur team of lending specialists at Fox Finance Group will help you find the best Debt Consolidation Loan in Australia that simplifies the complex process of managing multiple debts. Instead of juggling numerous payments, you can consolidate them into a single, affordable monthly payment, reducing the stress and confusion associated with multiple due dates.
We work with a wide range of lenders who offer highly competitive interest rates for Debt Consolidation Loans, ensuring that you save money in the long run. By consolidating your numerous debts, you can potentially lower your overall interest payments, giving you the opportunity to pay off your debt faster.
Let us help you regain control of your finances today.
Apply for a loanOur team of experienced lending specialist will guide you through every step of the debt consolidation process. From assessing your current debts to creating a repayment plan, we provide expert advice to help you make informed financial decisions. Our goal is to empower you with the knowledge and tools to achieve long-term financial stability.
We understand that everyone’s financial situation is unique. That’s why our expert lending specialists will work closely with you to create a personalised refinance and consolidation plan that aligns with your income, expenses, and financial goals. We consider your budgetary constraints to ensure that your monthly repayment is affordable and manageable.
Take the first step towards a debt-free future by consolidating your debts with the help of Fox Finance Group.
Apply for a loan
You can complete your personal loan application either online or over the phone with us.
We will ask you to provide proof of income and identification.
We'll discuss all components of your personal loan approval with you. From interest rate, to repayments, loan term, and any fees involved; you'll know the details inside out!
With our technology, you can simply sign your personal loan documents electronically.
Your loan funds will be available to you within one business day. It's that simple!
As part of the process at Fox Finance Group, your lending specialist will require:
When you explore a debt consolidation loan with Fox Finance Group, we take the necessary steps in protecting your credit score by first conducting a soft enquiry, which has no impact on your credit file. This allows us to assess your financial situation and find the best debt consolidation loan options for you without affecting your credit score.
Once we identify the most suitable loan, a hard enquiry is completed by the lender you choose as part of the standard lending process. This does appear on your credit file, but it is a normal part of applying for a loan. Successfully consolidating your debts and making regular repayments can improve your credit profile over time, as it reduces outstanding balances, simplifies payments, and demonstrates responsible financial management.
Many lenders offer early payout without penalties, helping you save on interest and become debt-free sooner, while some may have early payout penalties.
If avoiding early payout fees is important to you, we will tailor your loan options to feature lenders who allow early payouts without penalties, ensuring your loan is fully aligned with your financial goals.
Debt consolidation works best if you’re struggling to manage multiple repayments, seeking lower interest rates, or wanting a clearer path to debt freedom.
However, it’s not a solution if you continue accumulating new debt. Our dedicated team will help you assess whether consolidation aligns with your financial goals.
Debt consolidation finance allows you to combine multiple debts, such as credit cards and personal loans, into a single, manageable loan. Instead of dealing with different repayments, interest rates, and due dates, you’ll have just one regular repayment, often at a lower interest rate.
This approach can help ease repayment pressure, save money on interest, and provide a clearer path to becoming debt-free. The rate and repayment plan will depend on your financial situation and lending profile, but the goal is always to simplify your finances and improve cash flow.