Bad Credit Boat Loans
Doctors Loan Australia

Bad Credit Boat Loans
A Second Chance For Good People!

Have you had some poor credit issues in the past and are now needing a loan for a Boat?

Apply now for Fast Approval.

Fox Finance Group was founded on the idea of helping good people that want to do the right thing with their loans and credit rating to get back on track financially.

You may have been declined by the dealership, your bank or another broker due to your previous credit track record. Maybe you have missed some payments on your bills. We don't believe that it necessarily means that you don't deserve a second chance with a boat loan. At Fox Finance Group, we understand that some people simply need a second chance.

Does this sound familiar? You’ve had some issues in the past that are now no longer holding you back from being able to repay your next loan commitment. If this is you, then our team will do everything in their power to help find the right boat loan for you.


Boat Loans for Australians with Bad Credit

Boat Loans for Australians with Bad Credit

We have helped hundreds of customers with loan approvals for their boats

Our bad credit boat loan brokers are here to help you with whatever type of loan you want. It’s important to understand that just because you’ve been down, doesn’t mean you’re out. Here is some more information about the types of bad credit boat loans available to you if you qualify.

  • Be currently employed 6 months or have been self-employed for a minimum of 12 months.
  • Be earning an income of $45,000 or more.
  • You must be over the age of 18.
  • You must be a permanent Australian Resident or Citizen.

We have been providing loan options to people with less than perfect credit files since 2006. The knowledge and expertise that we have gained over the years allows us to fully understand just about every scenario thrown our way.

Our borrowing calculator can help you determine how much you’ll be able to receive in bad credit boat loans.

If you’d like to know how much you qualify for, no problem, speak with us about setting up a pre-approved boat loan so you know exactly how much your loan will be even before you commit to proceed. This is an obligation free service that we provide our customers.


We offer fast approvals for bad credit boat loans

We offer fast approvals for bad credit boat loans

One of the things we stand by at Fox Finance is that you deserve to treat yourself from time to time. Just because you have bad credit, it doesn’t mean you’re irresponsible.

Our job as your personal boat lending specialist is to find and tailor the best boat loan solutions at the lowest rates and repayments available on the market today. No matter what brand of boat you are looking at, we have the right lenders on our panel offering the best boat finance deals today.

Best of all, our bad credit boat loan pre-approval process doesn’t cost you anything. We’ll work with you through the process step-by-step to ensure you understand all the details involved.


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Boat Finance Options

Secured vs Unsecured Boat Loans

A secured boat loan requires you to put something up for security when you receive the loan. In most cases, you’ll put the boat up as collateral and in the event that you do not pay your loan, the lender will take your boat.

This will result in a lower interest rate because you have security and a major reason to make your payments on time.

An unsecured loan does not have any security and as a result often comes with a higher interest rate because there is no guarantee that the lender will get their money back.

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Fixed vs Variable Interest

Fixed interest rates remain the same for the entire life of the loan. This is good if you get a low interest rate to start, bad if you don’t. A variable interest rate is a little more difficult to predict because your repayments will fluctuate over time.

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Boat Loan

5 Simple Steps To Getting Your Boat Loan

  • 1. Apply for your new boat
    1. Apply for your new boat

    Enter some details about the boat you're interested in, any loan preferences you may have, and what your employment status is.

  • 2. Speak to an expert
    2. Speak to an expert

    Our leisure asset Lending Specialists will compare all boat loan options available to you.

  • 3. Secure your approval
    3. Secure your approval

    We'll discuss all details of your personalised boat loan pre-approval. You'll be able to go boat shopping knowing exactly what you're committing to.

  • 4. Sign your contract
    4. Sign your contract

    Once all details are confirmed, you’ll be able to sign your loan contracts.

  • 5. Get your new boat!
    5. Get your new boat!

    We'll confirm when the funds are transferred so you can pick up your new boat.

5 Simple Steps To Getting Your Boat Loan

Why Choose Fox Finance Group?

Some of Our Lending Partners

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