We have access to over 40 lenders and their policies and guidelines vary significantly. Therefore simply because you don't fit one or more lenders criteria, does not mean another lender won't welcome your application. This is another area where our professional service is extremely valuable.
Does making too many credit enquiries affect my credit rating?
Sometimes it can affect your credit rating as many lenders see multiple credit inquiries as a sign of a high risk customer. This is the exact reason you should use Fox Finance Group, we have the knowledge and experience to get your loan approved.
I've got a bad credit rating. Can you help me?
Yes. We will always provide you with the most competitive loan available, however those with high risk, bad credit ratings or ex-bankrupts may try one of the 2nd chance loan products available. The 2nd chance options are more lenient in relation to approval, however is generally a higher interest rate to cover the higher risk.