Low rate debt consolidation loans. Get approved within 24 hours.

We'll compare hundreds of loans
Low fixed rates and repayments
1 to 7 year loan terms available

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TODAY'S
BEST RATE

CONSOLIDATION LOANS FROM

6.49

%
FIXED

WITH A LOW

7.65	% COMPARISON*

Debt Consolidation loan features

Same day loan approvals
Consolidate your higher rate debts
Have one low affordable repayment
$10,000 to $100,000+ loan amount
One low fixed rate for the life of the loan

1 to 7 year loan terms available
Weekly, fortnightly and monthly payment options
Talk to us about our low fee options
Early payout available with no fees

Looking for a debt consolidation loan pre-approval?

Our Debt Consolidation Loan Pre-Approval process costs you nothing and commits you to nothing. We work hard for you to present you with the best debt consolidation loan options on the market today that will save you money - then you get to make the final decision.

Fixed low rates

Peace of mind knowing that your repayment won't change over the life of the loan.

Easy online application

Use our fast online application to get your debt consolidation loan approved the same day.

Read our reviews

Don't just take our word for it, read our reviews to see what our customers are saying.

Fast Track Your Application

Are you ready to move fast and want to get your debt consolidation loan pre-approval set up right now? We can help you with our simple online same day debt consolidation loan approvals. Hit the apply now button and let's get to work on your debt consolidation loan approval now.

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Credit Cards

Consolidate and pay out your high interest rate credit cards. This can help you reduce your repayments and get back on track quicker. Speak with the team about how this works. Please keep the rates the same.

6.49%
fixed rate p.a.*
7.65%
comparison rate p.a.*

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Debt Consolidation Loan

Our competitive, fixed-rate debt consolidation loans make it easier to reduce your monthly loan commitments to a more manageable level. With our simple online process, you can get a loan approved the same day.

6.49%
fixed rate p.a.*
7.65%
comparison rate p.a.*

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Refinance

We've been helping our customers refinance their current loan and repayments to a more manage able level for decades. We work for you, not the banks and we are here to help you every step of the way. Our online application makes it easy to get your loan refinance approved the same day.

6.49%
fixed rate p.a.*
7.65%
comparison rate p.a.*

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Debt Consolidation Loan FAQs

How does debt consolidation finance work?

When you get a debt consolidation loan, the lender provides you with the funds to payout your other loans so you are left with one repayment to manage.

You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the debt consolidation. It's important that you understand what fees and charges are included as part of your loan - speak with your Lending Specialist for more details on this.

How does a debt consolidation loan pre-approval work?

Our debt consolidation loan pre-approval process costs you nothing and commits you to nothing. We work hard for you to present you with the best debt consolidation loan options on the market today that will save you money - then you get to make the final decision on which loan is right for you.

What is balloon payment?

A balloon payment is a one-off lump sum that you agree to pay your lender at the end of your debt consolidation loan term. If you decide to go with a balloon option, you can choose this balloon amount or percentage with your Lending Specialists guideance before you loan is submitted for approval.

Alot of customers choose to have a ballon payment to reduce their repayment commitments throughout the term of the loan with the knowledge of when they are likely to upgrade to the next vehicle.

What is a secured debt consolidation loan?

A secured debt consolidation loan is a loan for which you offer the lender some sort of security, which is usually a vehicle.

The alternative to a secured debt consolidation loan is an unsecured debt consolidation loan or debt consolidation loan where no security is required. Because this is more risky for the lender, unsecured loans can come with a higher interest rate over secured loans. Sometimes this can be balanced with the flexibility to payout your unsecured loan early without any early payout fees. Speak with your Fox Finance Group Lending Specialist about this for more information on how we can structure this for you.

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