Low rate boat loans. Get approved within 24 hours.

We'll compare hundreds of loans
Low fixed rates and repayments
1 to 7 year loan terms available

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TODAY'S
BEST RATE

BOAT LOANS FROM

4.49

%
FIXED

WITH A LOW

5.34	% COMPARISON*

Boat loan features

Same day loan approvals
Purchase new, demo and used boats
Private sale and Dealer purchase
$10,000 to $100,000+ loan amount
One low fixed rate for the life of the loan

1 to 7 year loan terms available
Weekly, fortnightly and monthly payment options
Talk to us about our low fee options
Early payout available with no fees

Looking for a boat loan pre-approval?

Our Boat Loan Pre-Approval process costs you nothing and commits you to nothing. We work hard for you to present you with the best boat loan options on the market today that will save you money - then you get to make the final decision.

Fixed low rates

Peace of mind knowing that your repayment won't change over the life of the loan.

Easy online application

Use our fast online application to get your boat loan approved the same day.

Read our reviews

Don't just take our word for it, read our reviews to see what our customers are saying.

Private Sale

Found your next pride and joy as a private sale? No problems, we handle private sale boat finance every day. Speak with the team about how this works.

4.49%
fixed rate p.a.*
5.34%
comparison rate p.a.*

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Personal Boat Loan

Our competitive, fixed-rate boat loans make it easier to hit the water in your dream boat sooner. With our simple online process, you can get your boat loan approved the same day.

4.49%
fixed rate p.a.*
5.34%
comparison rate p.a.*

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Dealer Used Boat Loan

We've been helping our customers secure their next pride and joy for decades. We work for you, not the banks and we are here to help you every step of the way. Our online application makes it easy to get your boat loan approved the same day.

4.49%
fixed rate p.a.*
5.34%
comparison rate p.a.*

FIND OUT MORE

Fast Track Your Application

Are you ready to move fast and want to get your boat loan pre-approval set up right now? We can help you with our simple online same day boat loan approvals. Hit the apply now button and let's get to work on your boat loan approval now.

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Boat Loan FAQs

How does boat finance work?

When you get a boat loan, the lender provides you with the funds to purchase the boat. For a secured boat loan, the lender will take security of the vehicle as shown on a PPSR until the loan is repaid in full.

You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the boat. It's important that you understand what fees and charges are included as part of your loan - speak with your Lending Specialist for more details on this.

Once your final payment is made, you will own your boat outright and the lender will lift their encumberance.

How does a boat loan pre-approval work?

Our boat loan pre-approval process costs you nothing and commits you to nothing. We work hard for you to present you with the best boat loan options on the market today that will save you money - then you get to make the final decision on which loan is right for you.

What is balloon payment?

A balloon payment is a one-off lump sum that you agree to pay your lender at the end of your boat loan term. If you decide to go with a balloon option, you can choose this balloon amount or percentage with your Lending Specialists guideance before you loan is submitted for approval.

Alot of customers choose to have a ballon payment to reduce their repayment commitments throughout the term of the boat loan with the knowledge of when they are likely to upgrade to the next boat.

What is a secured boat loan?

A secured boat loan is a loan for which you offer the lender some sort of security, which is usually the boat itself.

The alternative to a secured boat loan is an unsecured boat loan or personal loan where no security is required. Because this is more risky for the lender, unsecured loans can come with a higher interest rate over secured loans. Sometimes this can be balanced with the flexibility to payout your unsecured loan early without any early payout fees. Speak with your Fox Finance Group Lending Specialist about this for more information on how we can structure this for you.

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