What’s my credit score? It’s a question everyone has asked themselves at one point or another, and like it or not, those three-to-four-digits will determine how easy it is to acquire a loan, whether it is for a mortgage, car,…
For many Australians, the prospect of getting a car loan can stir up both excitement and nervousness. While choosing the perfect car feels like a step toward freedom, the concern over whether you’ll get approved for the loan and the…
Feeling Lost and Overwhelmed? You’re Not Alone With lenders required to ensure they are lending responsibly, bank statements have become a key part of car finance assessments over the past few years. This is primarily because bank statements show not…
Securing finance for business vehicles can often feel like navigating a maze. The traditional banking process is notoriously complicated, with stringent criteria and overwhelming paperwork. What’s needed is a quick and easy solution that offers low-rate finance without adding to…
Whether you're dealing with unexpected bills or other financial emergencies, there are many times when a little extra money can be helpful to cover urgent expenses. If you're comparing personal finance options, two of the most common are personal loans…
Should you buy a new or used car? It’s a question that every driver asks at some point, and it’s one that doesn’t have a straightforward answer. Buying a used car can sometimes be the cheaper option, and depreciation isn’t…
If your credit score is lower than you prefer, there are some ways you can bring it up to scratch. Just as an example, you can improve your credit score by paying your bills on time and keeping your credit…
If you're short on funds to pay a scheduled bill, if unexpected expenses come up (car repair, medical, vet bills), or if you're just looking for a top up to increase the holiday budget, payday loans appear as an easy…
Understanding Your Credit Score Getting your credit score is one thing, but trying to understand what the score means and how it came to be that way is another thing altogether. Here is our helpful guide to let you know…
Picture this. You are sitting around at your monthly networking meeting and you throw out there that you are thinking about getting a business loan to expand your business. What generally happens next? This sort of conversation opener can be…
These days, many lenders will request to access to your online bank accounts as part of the loan assessment. With new technology, being able to access these details helps the lender make their lending decisions based on your business or…
Customers often ask us if having a payday loan will negatively affect their chances of getting a car loan. The short answer to this question is YES! In this article, we'll help you understand the world of payday loans exactly what they…
What's Better - Finance Broker or Your Bank? Today I want to give you a few points to think about and I'm going to explain the real difference between using a Finance Broker like us and going straight to your…
New fin-tech advances. Is this tech a good thing? The rise of Fin Tech lenders has been slowly increasing over the past 5 or 6 years. Some of the Fin Techs have seen extraordinary growth by bringing something to the…
Being a Guarantor on someone's loan is a legal responsibility, and it is important that you understand the agreement that you are entering into. We have put together some of the FAQs that we hear from our applicants when they…
Why Have A Regular Credit Score Check-Up? Just like an annual check-up at the doctor, experts say that you need to be checking your credit score on a regular basis. By regularly checking in on your credit file, you can…
