Woman enjoying coastal views from a car parked roadside, with a rising interest rate graph overlay—symbolising the importance of having Fox Finance Group find the best car loan deal for you before hitting the road. Woman enjoying coastal views from a car parked roadside, with a rising interest rate graph overlay—symbolising the importance of having Fox Finance Group find the best car loan deal for you before hitting the road.
Woman enjoying coastal views from a car parked roadside, with a rising interest rate graph overlay—symbolising the importance of having Fox Finance Group find the best car loan deal for you before hitting the road.

We know searching for the right car loan can feel overwhelming. The endless paperwork, confusing jargon, and fear of making an expensive mistake can leave you frustrated and uncertain.

At Fox Finance Group, we’ve guided thousands of Australians through the car loan process. We understand you want a straight forward path to the right loan with the best possible terms, without the stress and confusion.

Here’s how we can help guide you through the financial maze and succeed.

Access to Multiple Lenders

With so many options available, finding the best car loan deal can be overwhelming. We save you time and effort by handling the research for you. With access to over 50 lenders on our panel, our team will thoroughly compare loan options to ensure we secure the best car loans Australia has to offer.

Better Interest Rates & Loan Terms

We will negotiate on your behalf to ensure we secure the best deal for your car loan in the market. We work closely with the lenders on our panel and have built strong relationships with them, allowing us to negotiate better terms, and access loan features and rates not available on the market.

The Power of Expertise: How Our Industry Knowledge Gives You The Edge

Our expertise in car loans gives you the edge over those navigating the process alone. We understand lender criteria, market trends, and available loan products to secure the best deal for you. We offer great interest rates and top lender features. You’ll enjoy flexible repayments and benefits for paying early. Many customers don’t know what lenders look for, but we do. We design your application to boost your chances of getting approved the first time for the best car loans Australia has to offer.

Comparing Multiple Offers Without Hurting Your Credit Score

Many customers don’t realise that applying for finance on their own can impact their credit score. Understanding the difference between hard and soft credit checks is key to ensure you are protecting your score.

  • Hard Credit Check: This is when a lender or financial institution checks your credit report to decide whether to approve you for a loan. Hard credit checks lower your credit score and stay on your credit report for many years after making the enquiry.
  • Soft Credit Check: A broker can check your credit file with a soft credit check, which doesn’t impact your score or loan approval. This helps them assess your credit and find the best car loan options for you.

As part of our process when assessing your application, we not only conduct a soft credit check to preserve your credit score but also provide you with a copy of your credit file so you can stay fully aware and up-to-date with your credit history. Equifax also offers insights on credit checks with their helpful article: Soft vs. Hard Credit Checks.

Get a better understanding of your credit score with our ultimate guide.

Reducing Your Stress

Finding the best car loan can be overwhelming, but our process is simple. We assess your financial situation, to understand your needs, and secure the best deal with favourable terms saving you time, money, and stress.

Personalised Guidance and Support

At Fox Finance Group, we understand that everyone’s financial situation and needs are unique, requiring a tailored approach to find the right solution. Once we’ve secured the best deal for your car loan, our support doesn’t stop there. Our dedicated team offers ongoing guidance throughout the life of your loan. Our goal is to keep you informed and empowered with your finances, ensuring that, among the constantly changing economic environment, you always have the best deal.

Ready to Secure the Best Car Loan Deal?

Don’t hesitate, apply now and let Fox Finance Group be the broker that drives you to the best deal!

About the Author


Rowdie Lang

Rowdie has been a part of our Team since 2020. He has witnessed firsthand the ongoing evolution of the finance industry as technology continues to change the way customers' access financial services. He has a passion for helping people and relishes the opportunity to work alongside our teams every day as they help our customers financial dreams come true.


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Nathan Drew

Reviewed by: Nathan Drew

✅ Fact checked     📅 Last updated: Dec 11, 2025

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How to Get the Best Car Loan FAQs

  • Working with a broker like Fox Finance Group, who has access to more than 50 lenders, allows you to compare multiple offers at once, ensuring you secure the best deal on the market. This broader view increases your chances of finding stronger interest rates, better loan terms, and more flexible features than you’d typically receive from a single lender or dealership. Our industry expertise also helps uncover opportunities and savings you may not discover on your own.

  • We negotiate with lenders on your behalf, leveraging our network and expertise to secure rates and loan features that may not be available to a typical borrower. Matching your profile to suitable lenders often results in more competitive and flexible loan arrangements.

  • We can perform a soft credit check, which allows multiple lenders to be assessed without leaving hard enquiries on your credit record. This way, you can explore different offers and loan structures without risking a negative impact on your credit score.

    Once you are moving towards an approval then a hard enquiry will go on your credit file which every lender has to do.

  • We handle the heavy lifting from the moment your application begins through to settlement, and well beyond. Our support doesn’t end once your loan is settled; we continue to review your options to ensure you stay on the most competitive deal throughout the life of your loan.

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