Low rate personal loans. Get approved within 24 hours.

We'll compare hundreds of loans
Low fixed rates and repayments
1 to 7 year loan terms available

APPLY NOW

TODAY'S
BEST RATE

PERSONAL LOANS FROM

6.49

%
FIXED

WITH A LOW

7.65	% COMPARISON*

Personal loan features

Same day loan approvals
Personal loan for holidays and more
Refinance your current high rate loan
$10,000 to $80,000 loan amounts
One low fixed rate for the life of the loan

1 to 7 year loan terms available
Weekly, fortnightly and monthly payment options
Talk to us about our low fee options
Early payout available with no fees

Looking for a personal loan pre-approval?

Our Personal Loan Pre-Approval process costs you nothing and commits you to nothing. We work hard for you to present you with the best personal loan options on the market today that will save you money - then you get to make the final decision.

Fixed low rates

Peace of mind knowing that your repayment won't change over the life of the loan.

Easy online application

Use our fast online application to get your personal loan approved the same day.

Read our reviews

Don't just take our word for it, read our reviews to see what our customers are saying.

Home Renovations

Don't have the savings to complete your home renovation plans? No problems, we handle personal loans for home renovations every day. Speak with the team about how this works.

6.49%
fixed rate p.a.*
7.65%
comparison rate p.a.*

FIND OUT MORE

Holidays

Our competitive, fixed-rate personal loans make it easier to get away on your dream holiday sooner. With our simple online process, you can get a loan approved the same day.

6.49%
fixed rate p.a.*
7.65%
comparison rate p.a.*

FIND OUT MORE

Classic Cars

We've been helping our customers secure their next pride and joy for decades. We work for you, not the banks and we are here to help you every step of the way. Our online application makes it easy to get your classic car loan approved the same day.

6.49%
fixed rate p.a.*
7.65%
comparison rate p.a.*

FIND OUT MORE

Fast Track Your Application

Are you ready to move fast and want to get your personal loan pre-approval set up right now? We can help you with our simple online same day personal loan approvals. Hit the apply now button and let's get to work on your personal loan approval now.

APPLY NOW

Personal Loan FAQs

How does personal finance work?

When you get a personal loan, the lender provides you with the funds to purchase the vehicle for example. For a secured personal loan, the lender will take security of the vehicle as shown on a PPSR until the loan is repaid in full.

You are required to make your repayments on time over the term of the loan that you choose upfront between 1 to 7 years. The lender can have different fees including interest that is charged over and above the amount that you pay for the personal. It's important that you understand what fees and charges are included as part of your loan - speak with your Lending Specialist for more details on this.

Once your final payment is made, you will own your vehicle outright and the lender will lift their encumberance.

How does a personal loan pre-approval work?

Our personal loan pre-approval process costs you nothing and commits you to nothing. We work hard for you to present you with the best personal loan options on the market today that will save you money - then you get to make the final decision on which loan is right for you.

What is balloon payment?

A balloon payment is a one-off lump sum that you agree to pay your lender at the end of your loan term. If you decide to go with a balloon option, you can choose this balloon amount or percentage with your Lending Specialists guideance before you loan is submitted for approval.

Alot of customers choose to have a ballon payment to reduce their repayment commitments throughout the term of the loan with the knowledge of when they are likely to upgrade to the next vehicle.

What is a secured personal loan?

A secured personal loan is a loan for which you offer the lender some sort of security, which is usually a vehicle with the same or higher value as the loan.

The alternative to a secured personal loan is an unsecured personal loan or personal loan where no security is required. Because this is more risky for the lender, unsecured loans can come with a higher interest rate over secured loans. Sometimes this can be balanced with the flexibility to payout your unsecured loan early without any early payout fees. Speak with your Fox Finance Group Lending Specialist about this for more information on how we can structure this for you.

VIEW FAQS