Home Loans

There are literally hundreds of home loan products available in Australia.
Local and international banks, building societies, credit unions and many specialist lenders offer an endless choice of home loan options.

Fox Finance Group are experts in assisting you determine the best home loan for your individual circumstances.

Types of home loans available:

• Variable Interest Rate Loans
• Fixed Rate Loans
• Combination Variable - Fixed Loans
• Introductory & Honeymoon Loans
• No Deposit or 100% Home Loans
• Professional Packages
• Line of Credit - Equity Loans
• Investment Loans
• Bridging Loans

Home Loans for Self Employed People

Today, more and more people are self employed (i.e.: they work for themselves as contractors or in their own business). In the past, obtaining a home loan has often been difficult for the self-employed, as they have been required to prove a savings history, regular income and profit over a set period of time. 

It is now much easier to get a self employed home loan.

Self employed people who can prove their income can also qualify for the above types of home loans.

Some lenders offer low-documentation (no need to provide financials) loans at the same rate as standard variable loans, but low documentation loans and non-conforming loans are often priced higher than full-document and standard home loans and interest rates of course typically relate to the lender's view of you as a risk. (Variances are usually around 1-3% higher than a traditional loan, but rates depend on your level of credit impairment or risk).

Don't despair if you can't get lower rates immediately, as increasingly lenders will revert to lower rates after consistent 'on time' repayments.  If you have been paying a higher rate on a loan for more than a year and believe you have a case for rate review, talk to us now. 

Home Loans for credit impaired People

This is one of our specialties, at Fox Finance Group we understand that sometimes these situations can be out of your control e.g.: divorce, separation, loss of job etc.

We can help in these circumstances with specialised lenders that offer a 2nd chance and can help you get back on track to achieving your dreams and goals of owning your own home.

Testimonial

We had fallen behind in several bills and couldn't see the light at the end of the tunnel. Luckily Fox Finance Group assisted us & helped consolidate all our debts together" Steve & Ann Ball, Browns Plains, Qld

Please call one of our experienced staff to confidentially discuss your unique circumstances on 1300 665 906.